104 Paddock Cir, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 104 Paddock Cir, Schenectady, NY 12306

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,826 sqft · built 2013
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$317,500 (Sep 2023)
Tax Bill	$7,029 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`422800 70.-3-57`

Property Details

APN / Parcel Number

Primary APN	`422800 70.-3-57`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,826 sqft Living Area
1st Floor Area	1,826 sqft
Upper Floors Area	461 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	1,307 sqft (0.03 acres)
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	104 PADDOCK CIR
City	SCHENECTADY
State	NY
Zip	12306-2561
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PRD
Legal Subdivision	HELDERBERG MEADOWS CONDOMINIUMS INC
Legal Block	3
Legal Lot Number	57.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1034
Census Tract	33002

Owner

Source: Schenectady County and Rotterdam Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 PADDOCK CIR, SCHENECTADY, NY 12306-2561
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jan 4, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2023 · Amount on Record
Deed Sale	Sep 8, 2023 · Amount on Record
Prior Sale	Sep 15, 2014 · Amount on Record
Deed Document Number	202350994
Deed Book / Page	2115 / 633
Prior Transfer Date	Jan 2, 2019
Prior Transfer Doc	0000000544
Record Updated	Jun 8, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 8, 2023
Property Address	104 PADDOCK CIR, SCHENECTADY, NY 12306-2561
Document Number	0000050994
Book / Page	2115 / 633
Map Reference	LB 1861 PG 409
Instrument Date	Aug 7, 2023
Instrument	202350994
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 CAMDEN CIRCLE, SCHENECTADY, NY 12306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 LONG POND DR APT 19, 19, SCHENECTADY, NY 12306-6860

Mortgage

Document Number	0000050995
Date	Sep 8, 2023
Instrument	202350995

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	104 PADDOCK CIR, SCHENECTADY, NY 12306-2561
Document Number	0000021498
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1676 VALLEY DR VENICE FL 342924319, VENICE, FL 34292-4319

Mortgage

Document Number	0000021498
Date	Jul 28, 2020
Book Page	005006/000872
Instrument	21498

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 4, 2019
Property Address	104 PADDOCK CIR, SCHENECTADY, NY 12306-2561
Document Number	0000000544
Book / Page	002003 / 000170
Instrument Date	Jan 2, 2019
Instrument	544
Transaction Type	Transfer
Record Updated	Jan 23, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1676 VALLEY DR VENICE FL 342924319, VENICE, FL 34292-4319

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,029.00	$207,900 (-) Land $5,000 Building $202,900	$319,800 (+16.89%) Land $7,691 Building $312,109
2023		$207,900 Land $5,000 Building $202,900	$273,600 Land $6,580 Building $267,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Verizon.

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