St. Johns County property record for 109 Osage Rd, Saint Augustine, FL 32086 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,745 sqft · built 2025 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $580,000 (Mar 2025) |
| Tax Bill | $1,461 (2025) |
| Deeds & Mortgages | Mar 2025 Sale & Mortgage May 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 228250-1259 |
| Primary APN | 228250-1259 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,745 sqft Living Area |
| Gross Area | 2,165 sqft |
| 1st Floor Area | 1,745 sqft |
| Flooring | Carpet |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 109 OSAGE RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-6025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 8-37 ST AUG SOUTH UT 5 LOTS 1259 & 1260 OR6106/1307 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 31 |
| Legal Subdivision | ST. AUGUSTINE SOUTH UNIT 5 |
| Legal Block | 5 |
| Legal Lot Number | 1259 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 21302 |
Source: St. Johns County records · APN 228250-1259
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 OSAGE RD, SAINT AUGUSTINE, FL 32086-6025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 03, 2025 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| May 21, 2024 | Warranty Deed, Transfer CAPSTONE TITLE LLC, COAST ONE TITLE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 03, 2025 · Amount on Record |
| Deed Sale | Mar 03, 2025 · Amount on Record |
| Prior Sale | May 21, 2024 · Amount on Record |
| Deed Document Number | 202516072 |
| Deed Book / Page | 6106 / 1307 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 03, 2025 |
| Property Address | 109 OSAGE RD, SAINT AUGUSTINE, FL 32086-6025 |
| Document Number | 0061061307 |
| Book / Page | 6106 / 1307 |
| Map Reference | MB 8 PG 37 |
| Instrument Date | Feb 28, 2025 |
| Instrument | 2025016072 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ACTION TITLE SERVICES, ACTION TITLE SVCS OF ST JOHN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,060.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1910 SHORE DR, ST AUGUSTINE, FL 32086-6065 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 109 OSAGE RD, SAINT AUGUSTINE, FL 32086-6025 |
| Document Number | 0061061309 |
|---|---|
| Date | Mar 03, 2025 |
| Instrument | 6106/1309 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 21, 2024 |
| Property Address | 109 OSAGE RD, SAINT AUGUSTINE, FL 32086-6025 |
| Document Number | 0059521562 |
| Book / Page | 5952 / 1562 |
| Map Reference | MB 8 PG 37 |
| Instrument Date | May 17, 2024 |
| Instrument | 2024038900 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | CAPSTONE TITLE LLC, COAST ONE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,043.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 240 HAWTHORNE RD, SAINT AUGUSTINE, FL 32086-6716 |
| Name | Verified Name |
|---|---|
| Address | 1910 SHORE DR, SAINT AUGUSTINE, FL 32086-6065 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $416,053 (+288.69%) Land $104,880 Building $311,173 | $416,053 (+288.69%) Land $104,880 Building $311,173 | |
| 2025 | $1,461.00 (+38.09%) | $107,040 (-) | $107,040 (-) Land $107,040 |
| 2024 | $1,058.00 (+2.82%) | $107,040 (-) | $107,040 (-) Land $107,040 |
| 2023 | $1,029.00 (+28.14%) | $107,040 (+49.33%) | $107,040 (+49.33%) Land $107,040 |
| 2022 | $803.00 | $71,680 | $71,680 Land $71,680 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090213021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 76 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 76 in force 54 of 76 on primary residences |
| Nearby Flood Claims | 52 (1981–2019) |
| Claims Outside the SFHA | 17 of 52 |
| Most Recent Claim | Oct 2019, other causes |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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