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105 Osage Rd, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 105 Osage Rd, Saint Augustine, FL 32086 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,274 sqft · built 1980
Lot Size0.28 acres (12,196 sqft)
Owner2 Individual Names on File
Last Sale$200,000 (Aug 2014)
Tax Bill$3,543 (2025)
Deeds & MortgagesMar 2026 Transfer
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN228260-0000

Property Details

APN / Parcel Number

Primary APN228260-0000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,274 sqft Living Area
Gross Area2,746 sqft
1st Floor Area1,622 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area12,196 sqft (0.28 acres)
Lot Width120 ft Width
Garage Area652 sqft

Exterior Amenities

PorchFinished Screened Porch
Porch Area850 sqft
Deck AreaDeck Area
Patio Area571 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address105 OSAGE RD
CitySAINT AUGUSTINE
StateFL
Zip32086-6025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description8-37 ST AUG SOUTH UT 5 LOTS 1261 1262 & 1263 OR3923/1502
Legal Range30E
Legal Township07S
Legal Section31
Legal SubdivisionST. AUGUSTINE SOUTH UNIT 5
Legal Block1
Legal Lot Number1261
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1041
Census Tract21302

Owner

Source: St. Johns County records · APN 228260-0000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address105 OSAGE RD, SAINT AUGUSTINE, FL 32086-6025
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2026Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Oct 07, 2019Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 29, 2014 · Amount on Record
Deed SaleAug 29, 2014 · Amount on Record
Prior SaleOct 28, 2004 · Amount on Record
Deed Document Number201450728
Deed Book / Page3923 / 1502
Last Transfer DateMar 16, 2026
Transfer Doc0000023444
Record UpdatedJun 08, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateMar 19, 2026
Property Address105 OSAGE RD, SAINT AUGUSTINE, FL 32086-6025
Document Number0063261147
Book / Page6326 / 1147
Map ReferenceMB 8 PG 37
Instrument DateMar 16, 2026
Instrument2026023444
Transaction TypeTransfer
Record UpdatedMar 31, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address105 OSAGE RD, SAINT AUGUSTINE, FL 32086-6025

Transferred To (Grantee/Buyer)

NameVerified Name
Address8765 HINSDALE HEIGHTS DR, POLK CITY, FL 33868-6011

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address105 OSAGE RD, SAINT AUGUSTINE, FL 32086-6025
Document Number0048151645
Instrument DateOct 07, 2019
Transaction TypeMortgage
Record UpdatedNov 01, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address105 OSAGE RD ST AUGUSTINE FL 320866025, ST AUGUSTINE, FL 32086-6025

Mortgage

Document Number0048151645
DateOct 18, 2019
Book Page004815/001645
Instrument77875
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 17, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$281,411 (+2.7%)$477,066 (-0.7%) Land $157,320 Building $319,746
2025$3,543.00 (+12.83%) Homeowner's exemption$274,013 (+2.9%)$480,406 (+5.55%) Land $160,560 Building $319,846
2024$3,140.00 (+2.08%) Homeowner's exemption$266,291 (+3%)$455,161 (-1.81%) Land $160,560 Building $294,601
2023$3,076.00 (+3.08%) Homeowner's exemption$258,535 (+3%)$463,558 (+6.01%) Land $160,560 Building $302,998
2022$2,984.00 Homeowner's exemption$251,005$437,286 Land $107,520 Building $329,766

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090213021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 76 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies76 in force
Nearby Flood Claims52 (1981–2019)
Claims Outside the SFHA17 of 52
Most Recent ClaimOct 2019, other causes
Claims By Storm
  • Hurricane Irma, Sep 2017 · 9 claims
  • Hurricane Matthew, Oct 2016 · 13 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 284 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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