St. Johns County property record for 108 Osage Rd, Saint Augustine, FL 32086 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,640 sqft · built 1984 |
| Lot Size | 0.23 acres (10,018 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,181 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Aug 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 228270-1266 |
| Primary APN | 228270-1266 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,640 sqft Living Area |
| Gross Area | 2,040 sqft |
| 1st Floor Area | 1,304 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,018 sqft (0.23 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 370 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 128 sqft |
| Deck Area | Deck Area |
| Patio Area | 950 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 108 OSAGE RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-6026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3-37 ST AUG SOUTH UT 5 E1/2 OF LOT 1266 & ALL LOTS 1267 1268 OR763/447 &2383/293(P/R) & 5341/599(L/E) |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 31 |
| Legal Subdivision | ST. AUGUSTINE SOUTH UNIT 5 |
| Legal Block | 5 |
| Legal Lot Number | 1266 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 21302 |
Source: St. Johns County records · APN 228270-1266
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 OSAGE RD, SAINT AUGUSTINE, FL 32086-6026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Mar 23, 2023 | Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK |
| Aug 11, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jul 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JACKSON LAW GROUP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jul 15, 2021 |
| Transfer Doc | 0053410599 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 108 OSAGE RD, SAINT AUGUSTINE, FL 32086-6026 |
| Transaction Type | Mortgage |
| Record Updated | Apr 04, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1750 FOUNDERS PKWY 150, 150, ALPHARETTA, GA 30009-7643 |
| Document Number | 0057280174 |
|---|---|
| Date | Mar 23, 2023 |
| Book Page | 5728/174 |
| Instrument | 2023021582 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, GA 31901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Aug 08, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 11, 2021 |
| Property Address | 108 OSAGE RD, SAINT AUGUSTINE, FL 32086-6026 |
| Document Number | 0053410599 |
| Book / Page | 5341 / 599 |
| Map Reference | MB 8 PG 37 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 2021088952 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 OSAGE RD, ST AUGUSTINE, FL 32086-6026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 108 OSAGE RD, SAINT AUGUSTINE, FL 32086-6026 |
| Document Number | 0047641024 |
| Instrument Date | Jul 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 108 OSAGE RD ST AUGUSTINE FL 320866026, ST AUGUSTINE, FL 32086-6026 |
| Document Number | 0047641024 |
|---|---|
| Date | Jul 24, 2019 |
| Book Page | 004764/001024 |
| Instrument | 53215 |
| Name | JACKSON LAW GROUP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $323,649 (+0.9%) Land $131,100 Building $192,549 | $323,649 (+0.08%) Land $131,100 Building $192,549 | |
| 2025 | $4,181.00 (+12.42%) Homeowner's exemption | $320,752 (+5.99%) | $323,377 (+1.22%) Land $133,800 Building $189,577 |
| 2024 | $3,719.00 (+2.03%) | ||
| 2023 | $3,645.00 (+2.97%) Homeowner's exemption | $302,633 (+3%) | $319,488 (+8.74%) Land $133,800 Building $185,688 |
| 2022 | $3,540.00 Homeowner's exemption | $293,818 | $293,818 Land $89,600 Building $204,218 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090213021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 76 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 52 (1981–2019) |
| Claims Outside the SFHA | 17 of 52 |
| Most Recent Claim | Oct 2019, other causes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 284 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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