Lorain County property record for 109 Monticello Cir, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,644 sqft · built 1974 |
| Lot Size | 0.203 acres (8,477 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,544 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-003-101-029 |
| Primary APN | 06-24-003-101-029 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,644 sqft Living Area |
| Gross Area | 2,216 sqft |
| 1st Floor Area | 1,644 sqft |
| Family Room | Family Room |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 8,477 sqft (0.203 acres) |
| Lot Dimensions | 127 ft deep x 66.3 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Patio Area | 144 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Street Address | 109 MONTICELLO CIR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-4516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WASHINGTON VILLAGE SUB 66.28 X 127.90 S/L 105 |
| Legal Subdivision | WASHINGTON VILLAGE SUB |
| Legal Tract | 24 |
| Legal Block | 101 |
| Legal Lot Number | 105 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 70902 |
Source: Lorain County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4333 TAHOE TRL, GROVE CITY, OH 43123-8563 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 5, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 20, 2018 |
| Transfer Doc | 0000663570 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 109 MONTICELLO CIR, ELYRIA, OH 44035-4516 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2023 |
| Title Company | PALMER LAND TITLE AGENCY BOX, VALMER LAND TITLE AGENCY BOX |
| Name | Verified Name |
|---|---|
| Address | 2528 HOOVER CROSSING WAY, GROVE CITY, OH 43123-9063 |
| Document Number | 0000907145 |
|---|---|
| Date | Feb 21, 2023 |
| Instrument | 2023-0907145 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 5, 2018 |
| Property Address | 109 MONTICELLO CIR, ELYRIA, OH 44035-4516 |
| Document Number | 0000663570 |
| Map Reference | MB 26 PG 46 |
| Instrument Date | Feb 20, 2018 |
| Instrument | 2018-0663570 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4333 TAHOE TRL, 4333, GROVE CITY, OH 43123-8563 |
| Name | Verified Name |
|---|---|
| Address | 4333 TAHOE TRL, GROVE CITY, OH 43123-8563 |
| Document Number | 0000663571 |
|---|---|
| Date | Mar 5, 2018 |
| Instrument | 2018-0663571 |
| Name | BANK OF AMERICA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,544.00 | $50,970 (%) Land $14,000 Building $36,970 | $145,630 (-) Land $40,000 Building $105,630 |
| 2024 | $2,544.00 (+12.62%) | $50,971 (+28.22%) Land $14,000 Building $36,971 | $145,630 (+28.22%) Land $40,000 Building $105,630 |
| 2023 | $2,259.00 (+1.03%) | $39,754 (+0.01%) Land $11,953 Building $27,801 | $113,580 (-) Land $34,150 Building $79,430 |
| 2022 | $2,236.00 | $39,750 Land $11,950 Building $27,800 | |
| 2021 | $113,580 Land $34,150 Building $79,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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