Lorain County property record for 115 Monticello Cir, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,640 sqft · built 1977 |
| Lot Size | 0.18 acres (7,411 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $37,900 (Jun 2011) |
| Tax Bill | $568 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-003-101-024 |
| Primary APN | 06-24-003-101-024 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,640 sqft Living Area |
| Gross Area | 2,124 sqft |
| 1st Floor Area | 1,640 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,411 sqft (0.18 acres) |
| Lot Dimensions | 124 ft deep x 59.5 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 100 sqft |
| Patio Area | 250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 115 MONTICELLO CIR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-4539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WASHINGTON VILLAGE SUB 59.51 X 124.53 |
| Legal Subdivision | WASHINGTON VILLAGE SUB |
| Legal Tract | 24 |
| Legal Block | 101 |
| Legal Lot Number | 100 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 70902 |
Source: Lorain County records, as of May 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 115 MONTICELLO CIR, ELYRIA, OH 44035-4539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2023 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 14, 2018 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2011 · Amount on Record |
| Deed Sale | Jun 15, 2011 · Amount on Record |
| Prior Sale | Nov 24, 2010 · Amount on Record |
| Deed Document Number | 2011376109 |
| Last Transfer Date | Sep 25, 2020 |
| Transfer Doc | 0000780952 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 115 MONTICELLO CIR, ELYRIA, OH 44035-4539 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000913668 |
|---|---|
| Date | Apr 26, 2023 |
| Instrument | 2023-0913668 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 115 MONTICELLO CIR, ELYRIA, OH 44035-4539 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000832218 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 2021-0832218 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 115 MONTICELLO CIR, ELYRIA, OH 44035-4539 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 20210832218 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 2021-0832218 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 115 MONTICELLO CIR, ELYRIA, OH 44035-4539 |
| Document Number | 0000688118 |
| Instrument Date | Sep 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 115 MONTICELLO CIR ELYRIA OH 440354539, ELYRIA, OH 44035-4539 |
| Document Number | 0000688118 |
|---|---|
| Date | Sep 19, 2018 |
| Instrument | 688118 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 18, 2048 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $568.00 (-64.79%) Homeowner's exemption | $53,690 (-) Land $14,000 Building $39,690 | $153,400 (-) Land $40,000 Building $113,400 |
| 2024 | $1,613.00 (+28.32%) | $53,690 (+29.73%) Land $14,000 Building $39,690 | $153,400 (+29.74%) Land $40,000 Building $113,400 |
| 2023 | $1,257.00 (-3.01%) | $41,385 (+0.01%) Land $11,953 Building $29,432 | $118,240 (-) Land $34,150 Building $84,090 |
| 2022 | $1,296.00 | $41,380 Land $11,950 Building $29,430 | |
| 2021 | $118,240 Land $34,150 Building $84,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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