Lorain County property record for 102 Monticello Cir, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,951 sqft · built 1973 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $265,000 (Jul 2025) |
| Tax Bill | $2,960 (2025) |
| Deeds & Mortgages | Apr 2025 Line of Credit Jul 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-003-102-001 |
| Primary APN | 06-24-003-102-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,951 sqft Living Area |
| 1st Floor Area | 1,951 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 128 ft deep x 72 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 68 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 102 MONTICELLO CIR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-4517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WASHINGTON VILLAGE SUB 90.57 X 137.25 S/L 157 NAME CORR 7/22/08 |
| Legal Subdivision | WASHINGTON VILLAGE SUBDIVISION #1 |
| Legal Tract | 24 |
| Legal Block | 102 |
| Legal Lot Number | 157 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 70902 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 102 MONTICELLO CIR, ELYRIA, OH 44035-4517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2025 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jul 3, 2025 | Warranty Deed, Transfer · Conventional Mortgage CLEVELAND MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2025 · Amount on Record |
| Deed Sale | Jul 3, 2025 · Amount on Record |
| Prior Sale | Jul 22, 2008 · Amount on Record |
| Deed Document Number | 2025-0058528 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 102 MONTICELLO CIR, ELYRIA, OH 44035-4517 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 102 MONTICELLO CIR, ELYRIA, OH 44035-4517 |
| Document Number | 0000048732 |
|---|---|
| Date | Apr 11, 2025 |
| Instrument | 2025-0048732 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 3, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 3, 2025 |
| Property Address | 102 MONTICELLO CIR, ELYRIA, OH 44035-4517 |
| Document Number | 0000058528 |
| Map Reference | VOL 26 PG 45&46 |
| Instrument Date | Jul 2, 2025 |
| Instrument | 2025-0058528 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | INFINITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 102 MONTICELLO CIR, ELYRIA, OH 44035-4517 |
| Document Number | 0000058529 |
|---|---|
| Date | Jul 3, 2025 |
| Instrument | 2025-0058529 |
| Name | CLEVELAND MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,960.00 | $62,860 (-0.01%) Land $15,700 Building $47,160 | $179,620 (-) Land $44,870 Building $134,750 |
| 2024 | $2,960.00 (+23.9%) | $62,868 (+43.39%) Land $15,705 Building $47,163 | $179,620 (+43.39%) Land $44,870 Building $134,750 |
| 2023 | $2,389.00 (+0.38%) | $43,845 (-0.01%) Land $12,187 Building $31,658 | $125,270 (-) Land $34,820 Building $90,450 |
| 2022 | $2,380.00 | $43,850 Land $12,190 Building $31,660 | |
| 2021 | $125,270 Land $34,820 Building $90,450 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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