Scott County property record for 109 Montclair Ct, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,386 sqft · built 1996 |
| Lot Size | 0.278 acres (12,113 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $249,900 (Mar 2022) |
| Tax Bill | $2,306 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Mar 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 138-20-184.000 |
| Primary APN | 138-20-184.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,386 sqft Living Area |
| 1st Floor Area | 858 sqft |
| Basement Area | 1,386 sqft |
| Finished Basement | 1,386 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Lot Area | 12,113 sqft (0.278 acres) |
| Garage Type | Basement |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 109 MONTCLAIR CT |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLONY 2 |
| Legal Subdivision | COLONY 2 |
| Legal Lot Number | 63 |
| Legal Unit | 5 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 40606 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 397 WINTON RD, VERSAILLES, KY 40383-1886 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF SOUTHEAST INC |
| Mar 16, 2022 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 7, 2021 | Intrafamily Transfer, Transfer |
| Nov 4, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2022 · Amount on File |
| Deed Sale | Mar 16, 2022 · Amount on File |
| Prior Sale | Apr 29, 2014 · Amount on File |
| Deed Document Number | 2022452147 |
| Deed Book / Page | 432 / 81 |
| Prior Transfer Date | Feb 5, 2021 |
| Prior Transfer Doc | D422/827 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 109 MONTCLAIR CT, GEORGETOWN, KY 40324-2533 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00M1554/71 |
|---|---|
| Date | Nov 4, 2020 |
| Book Page | M1554/71 |
| Instrument | 423812 |
| Name | FIRST STATE BANK OF SOUTHEAST INC |
|---|---|
| Type | Bank |
| Address | 40966 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 16, 2022 |
| Property Address | 109 MONTCLAIR CT, GEORGETOWN, KY 40324-2533 |
| Document Number | 000D432/81 |
| Book / Page | D432 / 81 |
| Map Reference | CAB 4 SL 1537 |
| Instrument Date | Mar 14, 2022 |
| Instrument | 452147 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2022 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 160 TREETOP CT, 160, GEORGETOWN, KY 40324-9110 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 109 MONTCLAIR CT, GEORGETOWN, KY 40324-2533 |
| Document Number | 0000452148 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 452148 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Apr 7, 2021 |
| Property Address | 109 MONTCLAIR CT, GEORGETOWN, KY 40324-2533 |
| Document Number | D422/827 |
| Book / Page | D422 / 827 |
| Map Reference | CAB 4 SL 1537 |
| Instrument Date | Feb 5, 2021 |
| Instrument | 432320 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 202 SEMINOLE TRL, 202, GEORGETOWN, KY 40324-1115 |
| Name | Verified Name |
|---|---|
| Address | 109 MONTCLAIR CT, GEORGETOWN, KY 40324-2533 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Nov 4, 2020 |
| Property Address | 109 MONTCLAIR CT, GEORGETOWN, KY 40324-2533 |
| Document Number | D419/146 |
| Book / Page | D419 / 146 |
| Map Reference | CAB 4 SL 1537 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 423811 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 202 SEMINOLE TRL, 202, GEORGETOWN, KY 40324-1115 |
| Name | Verified Name |
|---|---|
| Address | 109 MONTCLAIR CT, GEORGETOWN, KY 40324-2533 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $259,000 (-) | $259,000 (-) | |
| 2025 | $2,306.00 (+1.81%) | $259,000 (+3.64%) | $259,000 (+3.64%) |
| 2023 | $2,265.00 (+27.89%) | $249,900 (+22.38%) Land $32,500 Building $217,400 | $249,900 (+22.38%) Land $32,500 Building $217,400 |
| 2022 | $1,771.00 | $204,200 Land $29,000 Building $175,200 | $204,200 Land $29,000 Building $175,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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