Scott County property record for 113 Montclair Ct, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,401 sqft · built 2000 |
| Lot Size | 0.207 acres (9,039 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $187,500 (Jun 2022) |
| Tax Bill | $2,299 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 138-20-216.000 |
| Primary APN | 138-20-216.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,401 sqft Living Area |
| 1st Floor Area | 873 sqft |
| Basement Area | 1,401 sqft |
| Finished Basement | 1,401 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Lot Area | 9,039 sqft (0.207 acres) |
| Garage Type | Basement |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 113 MONTCLAIR CT |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLONY 2 |
| Legal Subdivision | COLONY 2 |
| Legal Lot Number | 65 |
| Legal Unit | 5 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 40606 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 113 MONTCLAIR CT, GEORGETOWN, KY 40324-2533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 7, 2022 | Deed, Transfer · Conventional Mortgage PEOPLES EXCHANGE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2022 · Amount on Record |
| Deed Sale | Jun 7, 2022 · Amount on Record |
| Prior Sale | Jan 16, 2008 · Amount on Record |
| Deed Document Number | 2022455215 |
| Deed Book / Page | 434 / 227 |
| Prior Transfer Date | Jun 6, 2022 |
| Prior Transfer Doc | 00D434/227 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 113 MONTCLAIR CT, GEORGETOWN, KY 40324-2533 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 113 MONTCLAIR CT, GEORGETOWN, KY 40324-2533 |
| Document Number | 0M1716/497 |
|---|---|
| Date | Nov 13, 2023 |
| Book Page | M1716/497 |
| Instrument | 487083 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Oct 24, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jun 7, 2022 |
| Property Address | 113 MONTCLAIR CT, GEORGETOWN, KY 40324-2533 |
| Document Number | 00D434/227 |
| Book / Page | D434 / 227 |
| Map Reference | CAB 4 SL 1537 |
| Instrument Date | Jun 6, 2022 |
| Instrument | 455215 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $187.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 113 MONTCLAIR CT, 113, GEORGETOWN, KY 40324-2533 |
| Name | Verified Name |
|---|---|
| Address | 113 MONTCLAIR CT, GEORGETOWN, KY 40324-2533 |
| Document Number | 0000455216 |
|---|---|
| Date | Jun 7, 2022 |
| Instrument | 455216 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $258,200 (-) | $258,200 (-) | |
| 2025 | $2,299.00 (+20.37%) | $258,200 (+22.54%) | $258,200 (+22.54%) |
| 2023 | $1,910.00 (+7%) | $210,700 (+2.38%) Land $32,500 Building $178,200 | $210,700 (+2.38%) Land $32,500 Building $178,200 |
| 2022 | $1,785.00 | $205,800 Land $29,000 Building $176,800 | $205,800 Land $29,000 Building $176,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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