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106 Montclair Ct, Georgetown, KY 40324 Property Records

Scott County property record for 106 Montclair Ct, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,193 sqft · built 1997
Lot Size0.176 acres (7,676 sqft)
Owner2 Individual Names on Record
Last Sale$138,500 (Aug 2016)
Tax Bill$1,792 (2025)
Deeds & MortgagesOct 2025 Mortgage
Jun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN138-20-186.000

Property Details

APN / Parcel Number

Primary APN138-20-186.000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,193 sqft Living Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialCombination
Foundation TypeBlock
Lot Area7,676 sqft (0.176 acres)
Garage TypeAttached
Garage Area495 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address106 MONTCLAIR CT
CityGEORGETOWN
StateKY
Zip40324-2533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLONY 2
Legal SubdivisionCOLONY 2
Legal Lot Number79
Legal Unit5
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group1
Census Block1025
Census Tract40606

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address106 MONTCLAIR CT, GEORGETOWN, KY 40324-2533
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2025Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 13, 2022Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2016 · Amount on Record
Deed SaleAug 19, 2016 · Amount on Record
Prior SaleAug 2, 2007 · Amount on Record
Deed Document Number2016359057
Deed Book / Page380 / 307
Prior Transfer DateSep 10, 2010
Prior Transfer DocD333/781
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address106 MONTCLAIR CT, GEORGETOWN, KY 40324-2533
Transaction TypeMortgage
Record UpdatedNov 3, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 MONTCLAIR CT, GEORGETOWN, KY 40324-2533
InvestorPossibly a Property Investor

Mortgage

Document Number00M1862/74
DateOct 10, 2025
Book PageM1862/74
Instrument558277
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term292 Months
DueFeb 1, 2050

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address106 MONTCLAIR CT, GEORGETOWN, KY 40324-2533
Transaction TypeMortgage
Record UpdatedJun 23, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 MONTCLAIR CT, GEORGETOWN, KY 40324-2533

Mortgage

Document Number00D1694/69
DateJun 13, 2022
Book PageD1694/69
Instrument455421
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term332 Months
DueFeb 1, 2050

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$201,200 (-)$201,200 (-)
2025$1,792.00 (+20.43%)$201,200 (+22.53%)$201,200 (+22.53%)
2023$1,488.00 (+6.74%)$164,200 (+2.18%) Land $32,500 Building $131,700$164,200 (+2.18%) Land $32,500 Building $131,700
2022$1,394.00$160,700 Land $29,000 Building $131,700$160,700 Land $29,000 Building $131,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN MUNICIPAL WATER SERVICE
serves 44,608 people · EPA ID KY1050157
Water SourceSurface water
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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