Berks County property record for 109 Lake Rd, Oley, PA 19547
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,324 sqft · built 1955 |
| Lot Size | 1.95 acres (84,942 sqft) |
| Owner | Individual Name on File |
| Last Sale | $428,000 (Jun 2022) |
| Tax Bill | $1,575 (2026) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5349-04-53-0521 |
| Primary APN | 5349-04-53-0521 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,324 sqft Living Area |
| 1st Floor Area | 1,324 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Stone |
| Lot Area | 84,942 sqft |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 67012350 |
|---|---|
| Street Address | 109 LAKE RD |
| City | OLEY |
| State | PA |
| Zip | 19547-8710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 53 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | OLEY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 12902 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Oley Township Historic District listed 1983 · 505 contributing resources · NRIS 83002218 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
109 Lake Rd is owned and occupied by an individual who bought it in June 2022.
Source: Berks County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 LAKE RD, OLEY, PA 19547-8710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2022 · Amount on File |
| Deed Sale | Jun 8, 2022 · Amount on File |
| Deed Document Number | 202223460 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jun 8, 2022 |
| Property Address | 109 LAKE RD, OLEY, PA 19547-8710 |
| Document Number | 0000023460 |
| Instrument Date | May 16, 2022 |
| Instrument | 2022023460 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2022 |
| Title Company | EVERGREEN SETTLEMENT COMPANY, EVERGREEN SETTLEMENT CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,280.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 LAKE RD, OLEY, PA 19547-8710 |
| Document Number | 0000023461 |
|---|---|
| Date | Jun 8, 2022 |
| Instrument | 2022023461 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
The 2026 property tax bill for 109 Lake Rd was $1,575.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Oley Township |
| Unified School District | Oley Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,575.00 | $110,200 Land $49,300 Building $60,900 | $49,300 Land $49,300 |
| 2024 | $1,413.00 | $110,200 Land $49,300 Building $60,900 | |
| 1994 | $110,200 Land $49,300 Building $60,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 109 Lake Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2020–2025) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Lake Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Service Electric Cable TV.
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