64 Lake Rd, Oley, PA 19547 Property Records

Berks County property record for 64 Lake Rd, Oley, PA 19547

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,688 sqft · built 1970
Lot Size	1.76 acres (76,666 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,244 (2026)
Deeds & Mortgages	Sep 2021 Reverse Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`67-0000-00-00-0008`

Property Details

APN / Parcel Number

Primary APN	`67-0000-00-00-0008`
Alternative APNs	`000000000008` `67022600` `022600`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,688 sqft Living Area
Gross Area	5,048 sqft
1st Floor Area	3,688 sqft
Basement Area	1,360 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	76,666 sqft
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	67022600
Street Address	64 LAKE RD
City	OLEY
State	PA
Zip	19547-8708
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	BERKS PA
Township / Civil Division	OLEY
Census Block Group	1
Census Block	1025
Census Tract	12902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Oley Township Historic District listed 1983 · 505 contributing resources · NRIS 83002218

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	64 LAKE RD, OLEY, PA 19547-8708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jun 21, 2018	Deed of Trust, Mortgage FEDERAL HSNG COMMISSIONER
Jun 21, 2018	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	64 LAKE RD, OLEY, PA 19547-8708
Transaction Type	Mortgage
Record Updated	Oct 7, 2021
Title Company	REALTY SETTLEMENT SERVICES INC, REALTY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 LAKE RD, OLEY, PA 19547-8708

Mortgage

Document Number	0000048713
Date	Sep 29, 2021
Instrument	2021048713

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	864 Months
Due	Sep 17, 2093

Interest

Rate Type	Adjustable Rate
Rate	2.57%
Type Change Date	Nov 1, 2021
Change Frequency	Monthly
Max Rate At Change	12.5%
Index	Other
Max Rate	12.5%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	64 LAKE RD, OLEY, PA 19547-8708
Document Number	0000022509
Instrument Date	Jun 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	64 LAKE RD OLEY PA 195478708, OLEY, PA 19547-8708

Mortgage

Document Number	0000022509
Date	Jul 6, 2018
Instrument	22509

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Amount	Amount Recorded
Term	900 Months
Due	Jul 5, 2093

Interest

Rate Type	Adjustable Rate
Rate	5.64%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	64 LAKE RD, OLEY, PA 19547-8708
Document Number	0000022508
Instrument Date	Jun 21, 2018
Transaction Type	Mortgage
Record Updated	Jul 23, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	64 LAKE RD OLEY PA 195478708, OLEY, PA 19547-8708

Mortgage

Document Number	0000022508
Date	Jul 6, 2018
Instrument	22508

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74133

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	900 Months
Due	Jul 5, 2093

Interest

Rate Type	Adjustable Rate
Rate	5.64%

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Oley Township
Unified School District	Oley Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,244.00 (+11.42%) Homeowner's exemption	$157,000 (-) Land $38,700 Building $118,300	$38,700 (-75.35%) Land $38,700
2024	$2,014.00	$157,000 Land $38,700 Building $118,300
1994			$157,000 Land $38,700 Building $118,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2020–2025)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Service Electric Cable TV.

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