Effingham County property record for 107 Joyce Cv, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,267 sqft · built 2015 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $295,000 (Oct 2020) |
| Tax Bill | $4,812 (2025) |
| Deeds & Mortgages | Dec 2019 Second Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0436D-025-000 |
| Primary APN | 0436D-025-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,267 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 32,234 sqft (0.74 acres) |
| Garage Area | 483 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 228 sqft |
| Deck Area | 248 sqft |
| Patio Area | 248 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 27929 |
|---|---|
| Street Address | 107 JOYCE CV |
| City | GUYTON |
| State | GA |
| Zip | 31312-6148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | .74 AC LOT 25 (OUT 436-5) |
| Legal Subdivision | RABUN ESTATES |
| Legal Phase | 2 |
| Legal Lot Number | 25 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 30301 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 107 JOYCE CV, GUYTON, GA 31312-6148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Nov 2, 2020 | Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK |
| Oct 2, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2020 · Amount on Record |
| Deed Sale | Oct 2, 2020 · Amount on Record |
| Prior Sale | Dec 4, 2015 · Amount on Record |
| Deed Document Number | 20202903 |
| Deed Book / Page | 2634 / 610 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 107 JOYCE CV, GUYTON, GA 31312-6148 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 107 JOYCE CV, GUYTON, GA 31312-6148 |
| Document Number | 0000002565/0000000210 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 0000002565/0000000210 |
| Instrument | 011042 |
| Name | DISCOVER BANK |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 168 Months |
| Due | Jan 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 107 JOYCE CV, GUYTON, GA 31312-6148 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 107 JOYCE CV, GUYTON, GA 31312-6148 |
| Document Number | 0000002634/0000000612 |
|---|---|
| Date | Nov 2, 2020 |
| Book Page | 0000002634/0000000612 |
| Instrument | 011325 |
| Name | MAGNOLIA BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Oct 2, 2020 |
| Property Address | 107 JOYCE CV, GUYTON, GA 31312-6148 |
| Document Number | 002634/610 |
| Book / Page | 2634 / 610 |
| Instrument Date | Oct 2, 2020 |
| Instrument | 2020-002903 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 JOYCE CV, GUYTON, GA 31312-6148 |
| Investor | Possibly a Property Investor |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $177,304 (+14.07%) Land $30,000 Building $147,304 | $443,260 (+14.07%) Land $75,000 Building $368,260 | |
| 2025 | $4,812.00 (+8.35%) Homeowner's exemption | $155,439 (+6.17%) Land $30,000 Building $125,439 | $388,597 (+6.17%) Land $75,000 Building $313,597 |
| 2024 | $4,441.00 (+4.81%) Homeowner's exemption | $146,411 (+7.68%) Land $30,000 Building $116,411 | $366,027 (+7.68%) Land $75,000 Building $291,027 |
| 2022 | $4,237.00 | $135,969 Land $20,000 Building $115,969 | $339,922 Land $50,000 Building $289,922 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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