Madison County property record for 109 Hickory Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,845 sqft |
| Owner | Individual Name on Record |
| Last Sale | $264,900 (Jul 2022) |
| Tax Bill | $2,498 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage May 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 054A-0015-0091 |
| Primary APN | 054A-0015-0091 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,845 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 49849 |
|---|---|
| Street Address | 109 HICKORY DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILLERS LANDING LOT 91 |
| Legal Subdivision | MILLERS LANDING |
| Legal Block | B |
| Legal Lot Number | 91 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 10201 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 109 HICKORY DR, RICHMOND, KY 40475-8721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2022 | Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC |
| May 9, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2022 · Amount on Record |
| Deed Sale | Jul 28, 2022 · Amount on Record |
| Prior Sale | May 9, 2022 · Amount on Record |
| Deed Document Number | 2014103698 |
| Deed Book / Page | D826 / 755 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 28, 2022 |
| Property Address | 109 HICKORY DR, RICHMOND, KY 40475-8721 |
| Document Number | 00D826/755 |
| Book / Page | D826 / 755 |
| Map Reference | CAB 9 SL 18 |
| Instrument Date | Jul 18, 2022 |
| Instrument | 2014103698 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 590 WALTER LAKES RD, WACO, KY 40385-9534 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 109 HICKORY DR, RICHMOND, KY 40475-8721 |
| Document Number | 2014103699 |
|---|---|
| Date | Jul 28, 2022 |
| Instrument | 2014103699 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 9, 2022 |
| Property Address | 109 HICKORY DR, RICHMOND, KY 40475-8721 |
| Document Number | 00D822/751 |
| Book / Page | D822 / 751 |
| Map Reference | CAB 9 SL 18 |
| Instrument Date | May 4, 2022 |
| Instrument | 2014091005 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $145.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 HICKORY DR, RICHMOND, KY 40475-8721 |
| Name | Verified Name |
|---|---|
| Address | 590 WALTER LAKES RD, WACO, KY 40385-9534 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,498.00 (-2.76%) Additional exemption filed | $264,900 (-) | $264,900 (-) |
| 2023 | $2,569.00 (+152.85%) | $264,900 (+82.69%) | $264,900 (+82.69%) |
| 2022 | $1,016.00 Homeowner's exemption | $145,000 | $145,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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