Madison County property record for 108 Hickory Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft |
| Owner | Individual Name on Record |
| Last Sale | $251,000 (Jul 2022) |
| Tax Bill | $2,432 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Feb 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054A-0015-0096 |
| Primary APN | 054A-0015-0096 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Architectural Style | Split Foyer |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Garage Type | Basement |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 70029 |
|---|---|
| Street Address | 108 HICKORY DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILLERS LANDING LOT 96 |
| Legal Subdivision | MILLERS LANDING |
| Legal Block | B |
| Legal Lot Number | 96 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 10201 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 108 HICKORY DR, RICHMOND, KY 40475-8720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2022 | Deed, Transfer · VA Mortgage USAA FSB |
| Feb 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FORCHT BANK NA |
| Apr 20, 2018 | Deed of Trust, Mortgage PEOPLES BANK & TRUST CO OF MADISON CNTY |
| Aug 11, 2017 | Special Warranty Deed, Transfer · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2022 · Amount on Record |
| Deed Sale | Jul 20, 2022 · Amount on Record |
| Prior Sale | Aug 11, 2017 · Amount on Record |
| Deed Document Number | 2014102117 |
| Deed Book / Page | D826 / 424 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 20, 2022 |
| Property Address | 108 HICKORY DR, RICHMOND, KY 40475-8720 |
| Document Number | 00D826/424 |
| Book / Page | D826 / 424 |
| Map Reference | MB 9 PG 18 |
| Instrument Date | Jul 18, 2022 |
| Instrument | 2014102117 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | JETT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $251.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 HICKORY DR, 108, RICHMOND, KY 40475-8720 |
| Name | Verified Name |
|---|
| Document Number | 2014102120 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 2014102120 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 108 HICKORY DR, RICHMOND, KY 40475-8720 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | M01915/665 |
|---|---|
| Date | Feb 3, 2020 |
| Book Page | M01915/665 |
| Instrument | 2014006559 |
| Name | FORCHT BANK NA |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40268 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 108 HICKORY DR, RICHMOND, KY 40475-8720 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01799/426 |
|---|---|
| Date | Apr 20, 2018 |
| Book Page | M01799/426 |
| Name | PEOPLES BANK & TRUST CO OF MADISON CNTY |
|---|---|
| Type | Bank |
| Address | BEREA, KY 40403 |
| Amount | Amount Recorded |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 11, 2017 |
| Property Address | 108 HICKORY DR, RICHMOND, KY 40475-8720 |
| Document Number | D00748/643 |
| Book / Page | D00748 / 643 |
| Map Reference | MB9 PG18 |
| Instrument Date | Aug 10, 2017 |
| Instrument | 2013963014 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3401 STUBBS MILLS RD, 3401, MORROW, OH 45152-8268 |
| Name | Verified Name |
|---|---|
| Address | 215 BRITTANY CIR, RICHMOND, KY 40475-2367 |
| Document Number | 2013963015 |
|---|---|
| Date | Aug 11, 2017 |
| Instrument | 2013963015 |
| Name | CUMBERLAND VALLEY NATL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,432.00 (-0.08%) Additional exemption filed | $258,000 (+2.79%) | $258,000 (+2.79%) |
| 2023 | $2,434.00 (+56.43%) | $251,000 (+56.88%) | $251,000 (+56.88%) |
| 2022 | $1,556.00 | $160,000 | $160,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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