Madison County property record for 106 Hickory Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,148 sqft |
| Owner | Company Name on Record |
| Last Sale | $75,000 (Jul 2012) |
| Tax Bill | $1,159 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 054A-0015-0097 |
| Primary APN | 054A-0015-0097 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,148 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 70625 |
|---|---|
| Street Address | 106 HICKORY DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILLERS LANDING LOT 97 |
| Legal Subdivision | MILLERS LANDING |
| Legal Block | B |
| Legal Lot Number | 97 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 10201 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2336 UNION CITY RD, RICHMOND, KY 40475-9246 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage · Commercial Mortgage FIRST SOUTHERN NATIONAL BANK |
| Jun 21, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST SOUTHERN NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2012 · Amount on Record |
| Deed Sale | Jul 19, 2012 · Amount on Record |
| Deed Document Number | 0000680653 |
| Deed Book / Page | D642 / 414 |
| Prior Transfer Date | Jan 13, 2009 |
| Prior Transfer Doc | 420045 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 106 HICKORY DR, RICHMOND, KY 40475-8720 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2336 UNION CITY RD, RICHMOND, KY 40475-9246 |
| Document Number | 0M2441/654 |
|---|---|
| Date | Jan 30, 2026 |
| Book Page | M2441/654 |
| Instrument | 2014314996 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 8, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 106 HICKORY DR, RICHMOND, KY 40475-8720 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2019 |
| Name | Verified Name |
|---|
| Document Number | M01810/293 |
|---|---|
| Date | Jun 21, 2018 |
| Book Page | M01810/293 |
| Instrument | 2013977622 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 15, 2043 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,159.00 (+7.71%) Additional exemption filed | $123,000 (+10.81%) | $123,000 (+10.81%) |
| 2023 | $1,076.00 (-0.37%) | $111,000 (-) | $111,000 (-) |
| 2022 | $1,080.00 | $111,000 | $111,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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