109 Espada Dr, San Marcos, TX 78666 Property Records

Hays County property record for 109 Espada Dr, San Marcos, TX 78666

Property Summary

Property TypeSingle Family Home
Details3,020 sqft · built 2005
OwnerIndividual Name on Record
Tax Bill$5,098 (2024)
Deeds & MortgagesMay 2022 Second Mortgage
Dec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN112763000E052003

Property Details

APN / Parcel Number

Primary APN112763000E052003
Alternative APN
  • R112402

Interior

Stories1 Story
Building Area3,020 sqft Living Area
Gross Area3,420 sqft
Upper Floors Area1,710 sqft

Exterior

Year BuiltBuilt 2005
Garage TypeMixed
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area75 sqft

Location & Zoning

Account NumberR112402
Old Parcel Number112763000E052003
Street Address109 ESPADA DR
CitySAN MARCOS
StateTX
Zip78666-6884
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEL CAMINO REAL PHASE 1 SEC 2, BLOCK E, LOT 52 TAX CODES:SSM,WEU,YCI,TSM1,THC1
Legal SubdivisionEL CAMINO REAL PHASE 1 SEC 2
Legal Phase1
Legal BlockE
Legal Lot Number52
JurisdictionHAYS TX
Township / Civil DivisionSAN MARCOS
Census Block Group1
Census Block1023
Census Tract10402

Owner

Source: Hays County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address109 ESPADA DR, SAN MARCOS, TX 78666-6884
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECURITY SERVICE FCU
Dec 22, 2021Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2021
Deed SaleDec 22, 2021
Prior SaleJul 21, 2011
Deed Document Number21070211
Record UpdatedJun 7, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYS TX
Property Address109 ESPADA DR, SAN MARCOS, TX 78666-6884
Transaction TypeMortgage
Record UpdatedOct 10, 2023
Title CompanyNOT AVAILABLE, SSTC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024660
DateMay 18, 2022
Instrument22024660
Lender
NameSECURITY SERVICE FCU
TypeCredit Union
AddressSAN ANTONIO, TX 78249
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueJun 1, 2032

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYS TX
Recording DateDec 22, 2021
Property Address109 ESPADA DR, SAN MARCOS, TX 78666-6884
Document Number0000070211
Map ReferenceVOL 11 PG 316
Instrument DateNov 16, 2021
Instrument21070211
Transaction TypeTransfer
Record UpdatedOct 10, 2023
Title CompanySENDERA TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 ESPADA DR, SAN MARCOS, TX 78666-6884

Mortgage

Document Number0000070212
DateDec 22, 2021
Instrument21070212
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 1, 2042

Tax Assessment & Valuation

Source: Hays County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyHays County
MunicipalitySan Marcos City
Unified School DistrictSan Marcos Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$347,020 (+21%) Land $65,840 Building $298,750$364,590 (-9.16%) Land $65,840 Building $298,750
2024$5,098.00 (+6.32%)
2023$286,794 (+1%) Land $65,310 Building $336,050$401,360 (+30.66%) Land $65,310 Building $336,050
2022$4,795.00 (-3.79%)$260,722 Land $55,350 Building $251,820$307,170 Land $55,350 Building $251,820
2018$4,984.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 79% of Texas
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN MARCOS
serves 72,970 people · EPA ID TX1050001
Water SourceSurface water
Last State InspectionJun 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber · Cable
1,500 / 1,500
Spectrum
Cable
1,000 / 1,000
VTX Communications
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Brightspeed
DSL
10 / 1

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