104 Espada Dr, San Marcos, TX 78666 Property Records

Hays County property record for 104 Espada Dr, San Marcos, TX 78666

Property Summary

Property Type	Single Family Home
Details	2,409 sqft · built 2006
Owner	Individual Name on File
Tax Bill	$4,882 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`112763000E048003`

Property Details

APN / Parcel Number

Primary APN	`112763000E048003`
Alternative APN	`R112398`

Interior

Stories	1 Story
Building Area	2,409 sqft Living Area
Gross Area	2,789 sqft
Upper Floors Area	1,180 sqft

Exterior

Year Built	Built 2006
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Garage Type	Mixed
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	162 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R112398
Old Parcel Number	112763000E048003
Street Address	104 ESPADA DR
City	SAN MARCOS
State	TX
Zip	78666-6884
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EL CAMINO REAL PH 1 SEC 2, BLOCK E, LOT 48 TAX CODES:SSM,WEU,YCI,TSM1,THC1
Legal Subdivision	EL CAMINO REAL PHASE 1 SEC 2
Legal Phase	1
Legal Block	E
Legal Lot Number	48
Jurisdiction	HAYS TX
Township / Civil Division	SAN MARCOS
Census Block Group	1
Census Block	1023
Census Tract	10402

Owner

104 Espada Dr is owned and occupied by an individual who acquired it in June 2017.

Source: Hays County records, as of October 15, 2025

Owner of Record	Individual Name on File
Mailing Address	104 ESPADA DR, SAN MARCOS, TX 78666-6884
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Jun 2, 2017	Warranty Deed, Transfer USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2017
Deed Sale	Jun 2, 2017
Prior Sale	Sep 14, 2006
Deed Document Number	17018895
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	104 ESPADA DR, SAN MARCOS, TX 78666-6884
Transaction Type	Mortgage
Record Updated	Oct 10, 2023
Title Company	SAN JACINTO TITLE COMPANY, SAN MARCOS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003558
Date	Jan 25, 2022
Instrument	22003558

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYS TX
Recording Date	Jun 2, 2017
Property Address	104 ESPADA DR, SAN MARCOS, TX 78666-6884
Document Number	0000018895
Instrument Date	Jun 2, 2017
Instrument	18895
Transaction Type	Transfer
Record Updated	Aug 14, 2017
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 ESPADA DR SAN MARCOS TX 786666884, SAN MARCOS, TX 78666-6884

Mortgage

Document Number	18896
Date	Jun 2, 2017
Instrument	18896

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Hays County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hays County
Municipality	San Marcos City
Unified School District	San Marcos Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$334,938 Land $65,840 Building $277,040	$342,880 Land $65,840 Building $277,040
2024	$4,882.00
2023		$276,808 Land $65,310 Building $234,840	$300,150 Land $65,310 Building $234,840
2018	$4,661.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Espada Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Espada Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN MARCOS serves 72,970 people · EPA ID TX1050001
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 35
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Centric Fiber.

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