Hays County property record for 103 Espada Dr, San Marcos, TX 78666
| Property Type | Single Family Home |
|---|---|
| Details | 2,167 sqft · built 2006 |
| Owner | Individual Name on File |
| Tax Bill | $4,693 (2018) |
| Deeds & Mortgages | Feb 2024 Mortgage Feb 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 112763000E055003 |
| Primary APN | 112763000E055003 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,167 sqft Living Area |
| Gross Area | 2,547 sqft |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Garage Type | Mixed |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 112763000E055003 |
|---|---|
| Street Address | 103 ESPADA DR |
| City | SAN MARCOS |
| State | TX |
| Zip | 78666-6884 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EL CAMINO REAL PH 1 SEC 2, BLOCK E, LOT 55 TAX CODES:SSM,WEU,YCI,TSM1,THC1 |
| Legal Subdivision | EL CAMINO REAL PHASE 1 SEC 2 |
| Legal Phase | 1 |
| Legal Block | E |
| Legal Lot Number | 55 |
| Jurisdiction | HAYS TX |
| Township / Civil Division | SAN MARCOS |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 10402 |
103 Espada Dr is owned and occupied by an individual who acquired it in February 2023.
Source: Hays County records, as of October 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 ESPADA DR, SAN MARCOS, TX 78666-6884 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 8, 2024 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC |
| Feb 23, 2023 | Vendor's Lien, Transfer · VA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC |
| May 22, 2017 | Deed of Trust, Mortgage USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2023 |
| Deed Sale | Feb 23, 2023 |
| Prior Sale | Feb 28, 2006 |
| Deed Document Number | 23005726 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYS TX |
| Property Address | 103 ESPADA DR, SAN MARCOS, TX 78666-6884 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 103 ESPADA DR, SAN MARCOS, TX 78666-6884 |
| Document Number | 0000004498 |
|---|---|
| Date | Feb 8, 2024 |
| Instrument | 24004498 |
| Name | MORTGAGE SOLUTIONS OF COLORADO LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLORADO SPRINGS, CO 80920 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HAYS TX |
| Recording Date | Feb 23, 2023 |
| Property Address | 103 ESPADA DR, SAN MARCOS, TX 78666-6884 |
| Document Number | 0000005726 |
| Map Reference | VL 11 PG 316 |
| Instrument Date | Feb 22, 2023 |
| Instrument | 23005726 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 ESPADA DR, SAN MARCOS, TX 78666-6884 |
| Document Number | 0000005727 |
|---|---|
| Date | Feb 23, 2023 |
| Instrument | 23005727 |
| Name | MORTGAGE SOLUTIONS OF COLORADO LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYS TX |
| Property Address | 103 ESPADA DR, SAN MARCOS, TX 78666-6884 |
| Document Number | 0000020031 |
| Instrument Date | May 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 103 ESPADA DR SAN MARCOS TX 786666884, SAN MARCOS, TX 78666-6884 |
| Document Number | 0000020031 |
|---|---|
| Date | Jun 13, 2017 |
| Instrument | 20031 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jun 12, 2032 |
Source: Hays County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Hays County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $345,130 Land $65,840 Building $279,290 | $345,130 Land $65,840 Building $279,290 | |
| 2023 | $278,831 Land $65,310 Building $316,000 | $381,310 Land $65,310 Building $316,000 | |
| 2018 | $4,693.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Espada Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Espada Dr is moderate, ranking above 47% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 79% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN MARCOS serves 72,970 people · EPA ID TX1050001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber · Cable | 1,500 / 1,500 |
| Spectrum Cable | 1,000 / 1,000 |
| VTX Communications Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Brightspeed DSL | 10 / 1 |
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