Monroe County and Henrietta Town property record for 109 Emerald Cir, Rochester, NY 14623
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,764 sqft · built 1964 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $202,500 (Jan 2022) |
| Tax Bill | $5,954 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 263200 162.14-3-50 |
| Primary APN | 263200 162.14-3-50 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,764 sqft Living Area |
| 1st Floor Area | 1,164 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Game Room | Game Room |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Split Level |
| Exterior Material | Composition/Composite |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 101 ft deep x 53.2 ft wide |
| Garage Type | Attached |
| Garage Area | 612 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 361 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | DRAKE |
|---|---|
| Street Address | 109 EMERALD CIR |
| City | ROCHESTER |
| State | NY |
| Zip | 14623-4425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | T LOT 10 3RD R 1764 1964 FILED 4-16-64 L 161 PG 88 WEDGEWOOD PARK 9 LT # 328 |
| Legal Subdivision | WEDGEWOOD PARK SUBDIVISION |
| Legal Block | 3 |
| Legal Lot Number | 50.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | HENRIETTA |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 13104 |
Source: Monroe County and Henrietta Town records, as of March 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 EMERALD CIR, ROCHESTER, NY 14623-4425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 6, 2024 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jan 19, 2022 | Warranty Deed, Transfer · FHA Mortgage GENESEE REGIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2022 · Amount on Record |
| Deed Sale | Jan 19, 2022 · Amount on Record |
| Prior Sale | May 15, 2014 · Amount on Record |
| Deed Document Number | 20221310 |
| Deed Book / Page | 12615 / 325 |
| Prior Transfer Date | Sep 2, 2010 |
| Prior Transfer Doc | 0000000304 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 109 EMERALD CIR, ROCHESTER, NY 14623-4425 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 109 EMERALD CIR, ROCHESTER, NY 14623-4425 |
| Document Number | 0000000566 |
|---|---|
| Date | Feb 6, 2024 |
| Book Page | 30575/548 |
| Instrument | 202402060566 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Jan 19, 2022 |
| Property Address | 109 EMERALD CIR, ROCHESTER, NY 14623-4425 |
| Document Number | 0000001310 |
| Book / Page | 12615 / 325 |
| Map Reference | LB 161 PG 88 |
| Instrument Date | Jan 10, 2022 |
| Instrument | 202201191310 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $810.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 EMERALD CIR, 109, ROCHESTER, NY 14623-4425 |
| Name | Verified Name |
|---|---|
| Address | 109 EMERALD CIR, ROCHESTER, NY 14623-4425 |
| Document Number | 0000001311 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 202201191311 |
| Name | GENESEE REGIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
Source: Monroe County and Henrietta Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Henrietta Town |
| Unified School District | Rush-Henrietta Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,954.00 (+38.79%) | $260,000 (+20.37%) Land $35,000 Building $225,000 | $260,000 (+20.37%) Land $35,000 Building $225,000 |
| 2023 | $216,000 (+6.67%) Land $34,000 Building $182,000 | $216,000 (+6.67%) Land $34,000 Building $182,000 | |
| 2022 | $202,500 Land $18,600 Building $183,900 | $202,500 Land $18,600 Building $183,900 | |
| 2021 | $4,290.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 22 (1991–2012) |
| Claims Outside the SFHA | 1 of 22 |
| Most Recent Claim | Nov 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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