105 Emerald Cir, Rochester, NY 14623 Property Records

Monroe County and Henrietta Town property record for 105 Emerald Cir, Rochester, NY 14623

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,249 sqft · built 1964
Lot Size	0.248 acres (10,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Apr 2023)
Tax Bill	$6,931 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`263200 162.14-3-52`

Property Details

APN / Parcel Number

Primary APN	`263200 162.14-3-52`
Alternative APNs	`32001621400003052000` `VICTORIA`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,249 sqft Living Area
1st Floor Area	1,149 sqft
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Game Room	Game Room

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	10,800 sqft (0.248 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	256 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	VICTORIA
Street Address	105 EMERALD CIR
City	ROCHESTER
State	NY
Zip	14623-4425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	T LOT 10 3RD R 2260 1964 FILED 4-16-64 L 161 PG 88 WEDGEWOOD PARK 9 LT # 330
Legal Subdivision	WEDGEWOOD PARK SUBDIVISION SECTION 9
Legal Block	3
Legal Lot Number	52.000
Jurisdiction	MONROE NY
Township / Civil Division	HENRIETTA
Census Block Group	3
Census Block	3014
Census Tract	13104

Owner

Source: Monroe County and Henrietta Town records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 EMERALD CIR, ROCHESTER, NY 14623-4425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2023 · Amount on Record
Deed Sale	Apr 21, 2023 · Amount on Record
Prior Sale	Sep 3, 2014 · Amount on Record
Deed Document Number	20231380
Deed Book / Page	12805 / 364
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Apr 21, 2023
Property Address	105 EMERALD CIR, ROCHESTER, NY 14623-4425
Document Number	0000001380
Book / Page	12805 / 364
Map Reference	LB 161 PG 88
Instrument Date	Apr 17, 2023
Instrument	202304211380
Transaction Type	Transfer
Record Updated	May 9, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 EMERALD CIR, ROCHESTER, NY 14623-4425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 W SQUIRE DR, ROCHESTER, NY 14623-1773

Mortgage

Document Number	0000001381
Date	Apr 21, 2023
Instrument	202304211381

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	May 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Index	Other
Margin	3
Max Rate	11.1%

Tax Assessment & Valuation

Source: Monroe County and Henrietta Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Henrietta Town
Unified School District	Rush-Henrietta Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,931.00 (+23.75%)	$286,000 (+11.72%) Land $37,000 Building $249,000	$286,000 (+11.72%) Land $37,000 Building $249,000
2023		$256,000 (+41.75%) Land $35,000 Building $221,000	$256,000 (+41.75%) Land $35,000 Building $221,000
2022		$180,600 Land $19,400 Building $161,200	$180,600 Land $19,400 Building $161,200
2021	$5,601.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	22 (1991–2012)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Nov 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Nov 2012 · 3 claims Severe Storms And Flooding, Sep 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20