Monroe County and Henrietta Town property record for 103 Emerald Cir, Rochester, NY 14623
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,249 sqft · built 1964 |
| Lot Size | 0.248 acres (10,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $162,000 (Mar 2019) |
| Tax Bill | $6,618 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage Mar 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 263200 162.14-3-53 |
| Primary APN | 263200 162.14-3-53 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,249 sqft Living Area |
| 1st Floor Area | 1,149 sqft |
| Basement Area | 1,100 sqft |
| Finished Basement | 1,100 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Raised Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 10,800 sqft (0.248 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 450 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | VICTORIA |
|---|---|
| Street Address | 103 EMERALD CIR |
| City | ROCHESTER |
| State | NY |
| Zip | 14623-4425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | T LOT 10 3RD R 2260 1964 FILED 4-16-64 L 161 PG 88 WEDGEWOOD PARK 9 LT # 331 |
| Legal Block | 3 |
| Legal Lot Number | 53.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | HENRIETTA |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 13104 |
Source: Monroe County and Henrietta Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 103 EMERALD CIR, ROCHESTER, NY 14623-4425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME PT FIN'L |
| Mar 1, 2019 | Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Apr 3, 2017 | Warranty Deed, Transfer · Conventional with PMI ESL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2019 · Amount on Record |
| Deed Sale | Mar 1, 2019 · Amount on Record |
| Prior Sale | Dec 20, 2012 · Amount on Record |
| Deed Document Number | 20191318 |
| Deed Book / Page | 12153 / 502 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 103 EMERALD CIR, ROCHESTER, NY 14623-4425 |
| Document Number | 0000000936 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 103 EMERALD CIR ROCHESTER NY 146234425, ROCHESTER, NY 14623-4425 |
| Document Number | 0000000936 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | 028594/000632 |
| Instrument | 936 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 30, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Mar 1, 2019 |
| Property Address | 103 EMERALD CIR, ROCHESTER, NY 14623-4425 |
| Document Number | 0000001318 |
| Book / Page | 12153 / 502 |
| Map Reference | LB 161 PG 88 |
| Instrument Date | Jan 11, 2019 |
| Instrument | 201903011318 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $648.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 EMERALD CIR, 103, ROCHESTER, NY 14623-4425 |
| Name | Verified Name |
|---|---|
| Address | 103 EMERALD CIR, ROCHESTER, NY 14623-4425 |
| Document Number | 0000001319 |
|---|---|
| Date | Mar 1, 2019 |
| Instrument | 201903011319 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Apr 3, 2017 |
| Property Address | 103 EMERALD CIR, ROCHESTER, NY 14623-4425 |
| Document Number | 0000000976 |
| Book / Page | 011841 / 000066 |
| Instrument Date | Mar 13, 2017 |
| Instrument | 976 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 507 FRENCH RD #6 ROCHESTER NY 146185314, 6, ROCHESTER, NY 14618-5314 |
| Document Number | 977 |
|---|---|
| Date | Apr 3, 2017 |
| Book Page | 027084/000106 |
| Instrument | 977 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 2, 2047 |
Source: Monroe County and Henrietta Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Henrietta Town |
| Unified School District | Rush-Henrietta Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,618.00 (-6.01%) | ||
| 2025 | $7,041.00 (+31.39%) | $297,000 (+14.23%) Land $37,000 Building $260,000 | $297,000 (+14.23%) Land $37,000 Building $260,000 |
| 2023 | $260,000 (+51.43%) Land $35,000 Building $225,000 | $260,000 (+51.43%) Land $35,000 Building $225,000 | |
| 2022 | $171,700 Land $19,400 Building $152,300 | $171,700 Land $19,400 Building $152,300 | |
| 2021 | $5,359.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 22 (1991–2012) |
| Claims Outside the SFHA | 1 of 22 |
| Most Recent Claim | Nov 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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