Schenectady County and Schenectady City property record for 105 Edward St, Schenectady, NY 12304
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,908 sqft · built 1925 |
| Lot Size | 0.117 acres (5,120 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $67,051 (Jan 2020) |
| Tax Bill | $6,348 (2026) |
| Deeds & Mortgages | Aug 2023 Mortgage Feb 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.76-3-10 |
| Primary APN | 421500 49.76-3-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,908 sqft Total Area |
| 1st Floor Area | 954 sqft |
| 2nd Floor Area | 954 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,120 sqft (0.117 acres) |
| Lot Dimensions | 160 ft deep x 32 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 316 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 105 EDWARD ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2901 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Subdivision | S P H CLUTE |
| Legal Block | 3 |
| Legal Lot Number | 10.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 21700 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 105 EDWARD ST, SCHENECTADY, NY 12304-2901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2023 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK |
| Feb 21, 2023 | Warranty Deed, Subdivision Related Transfer |
| Jan 31, 2020 | Court-Ordered Deed, Foreclosure NORTHEAST TITLE AND ABSTRACT COMPANY, NORTHEAST TITLE & ABSTRACT CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2020 · Amount on Record |
| Deed Sale | Jan 31, 2020 · Amount on Record |
| Deed Document Number | 20204402 |
| Deed Book / Page | 2029 / 594 |
| Prior Transfer Date | Jan 21, 2020 |
| Prior Transfer Doc | 0000004402 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 105 EDWARD ST, SCHENECTADY, NY 12304-2901 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 50 MCCLELLAN ST, SCHENECTADY, NY 12304-1139 |
| Document Number | 0000046730 |
|---|---|
| Date | Aug 16, 2023 |
| Book Page | 5324/56 |
| Instrument | 202346730 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 3, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 21, 2023 |
| Property Address | 105 EDWARD ST, SCHENECTADY, NY 12304-2901 |
| Document Number | 0000009807 |
| Book / Page | 2103 / 233 |
| Instrument Date | Feb 8, 2023 |
| Instrument | 202309807 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 9560, NISKAYUNA, NY 12309-0560 |
| Name | Verified Name |
|---|---|
| Address | 50 MCCLELLAN ST, SCHENECTADY, NY 12304-1139 |
| Document Type | Court-Ordered Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 31, 2020 |
| Property Address | 105 EDWARD ST, SCHENECTADY, NY 12304-2901 |
| Document Number | 0000004402 |
| Book / Page | 002029 / 000594 |
| Instrument Date | Jan 21, 2020 |
| Instrument | 4402 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 2, 2020 |
| Title Company | NORTHEAST TITLE AND ABSTRACT COMPANY, NORTHEAST TITLE & ABSTRACT CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $268.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2138 LYNNWOOD DR NISKAYUNA NY 123092514, NISKAYUNA, NY 12309-2514 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,348.00 (+3.24%) | ||
| 2025 | $6,149.00 (+7.03%) | $107,100 (-) Land $16,100 Building $91,000 | $177,347 (+30.82%) Land $26,660 Building $150,687 |
| 2023 | $107,100 (-) Land $16,100 Building $91,000 | $135,570 (+3.8%) Land $20,380 Building $115,190 | |
| 2022 | $107,100 Land $16,100 Building $91,000 | $130,610 Land $19,634 Building $110,976 | |
| 2021 | $5,745.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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