109 Echo Pl, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 109 Echo Pl, Discovery Bay, CA 94505 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,877 sqft · built 2003
Lot Size	0.16 acres (6,987 sqft)
Owner	2 Company Names on File
Last Sale	$394,500 (Feb 2004)
Tax Bill	$8,251 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2026 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`011-450-008-5`

Property Details

APN / Parcel Number

Primary APN	`011-450-008-5`
Alternative APN	`011-450-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,877 sqft Living Area
1st Floor Area	1,877 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Architectural Style	Cluster
Lot Area	6,987 sqft (0.16 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	109 ECHO PL
City	DISCOVERY BAY
State	CA
Zip	94505-2308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8432 L8
Legal Subdivision	SUBDIVISION 8432
Legal Tract	8432
Legal Lot Number	8
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	3
Census Block	3008
Census Tract	304007

Owner

Source: Contra Costa County records · APN 011-450-008-5

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	109 ECHO PL, DISCOVERY BAY, CA 94505-2308
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage MERIWEST CREDIT UNION
Mar 03, 2026	Deed, Transfer
Oct 01, 2019	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Dec 08, 2020	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Mar 14, 2022	Deed of Trust, Mortgage MERIWEST CU
Aug 21, 2018	Quit Claim Deed, Transfer · Conventional Mortgage SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 11, 2004 · Amount on Record
Deed Sale	Feb 11, 2004 · Amount on Record
Deed Document Number	200445043
Last Transfer Date	Aug 03, 2018
Transfer Doc	0000133815
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 13, 2026
Property Address	109 ECHO PL, DISCOVERY BAY, CA 94505-2308
Document Number	0000073271
Instrument Date	Jul 08, 2026
Instrument	202673271
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 171
Address	109 ECHO PL, DISCOVERY BAY, CA 94505-2308

Mortgage

Document Number	0000073271,
Date	Jul 13, 2026
Instrument	202673271

Lender

Name	MERIWEST CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 25, 2046

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 03, 2026
Property Address	109 ECHO PL, DISCOVERY BAY, CA 94505-2308
Document Number	0000020720
Map Reference	MB 442 PG 41
Instrument Date	Feb 27, 2026
Instrument	2026- 020720
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 ECHO PL, DISCOVERY BAY, CA 94505-2308

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	109 ECHO PL, DISCOVERY BAY, CA 94505-2308
Transaction Type	Mortgage
Record Updated	Nov 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000163992
Date	Oct 01, 2019
Instrument	2019-163992

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	109 ECHO PL, DISCOVERY BAY, CA 94505-2308
Transaction Type	Mortgage
Record Updated	Nov 03, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076971
Date	Apr 23, 2020
Instrument	2020-076971

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	109 ECHO PL, DISCOVERY BAY, CA 94505-2308
Transaction Type	Mortgage
Record Updated	Nov 03, 2022
Title Company	UNISOURCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 ECHO PL, DISCOVERY BAY, CA 94505-2308

Mortgage

Document Number	0000306203
Date	Dec 08, 2020
Instrument	2020-306203

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	109 ECHO PL, DISCOVERY BAY, CA 94505-2308
Transaction Type	Mortgage
Record Updated	Nov 03, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 ECHO PL, DISCOVERY BAY, CA 94505-2308

Mortgage

Document Number	0000045143
Date	Mar 14, 2022
Instrument	2022-045143

Lender

Name	MERIWEST CU
Type	Credit Union
Address	SAN JOSE, CA 95153

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 20, 2042

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 21, 2018
Property Address	109 ECHO PL, DISCOVERY BAY, CA 94505-2308
Document Number	0000133815
Instrument Date	Aug 03, 2018
Instrument	133815
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 ECHO PL DISCOVERY BAY CA 945052308, DISCOVERY BAY, CA 94505-2308

Mortgage

Document Number	133816
Date	Aug 21, 2018
Instrument	133816

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2048

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Elementary School District	Byron Union Elementary School District (KG - 08)
Secondary School District	Liberty Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$571,662 (+2%) Land $145,014 Building $426,648
2025	$8,251.00 (+6.91%) Homeowner's exemption	$560,454 (+4.04%) Land $142,171 Building $418,283
2023	$7,718.00 (+1.69%) Homeowner's exemption	$538,693 Land $136,651 Building $402,042
2022	$7,590.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133040073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 483 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Unwired	Fixed Wireless	300 / 25

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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