130 Echo Pl, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 130 Echo Pl, Discovery Bay, CA 94505

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,293 sqft · built 2003
Lot Size	0.188 acres (8,204 sqft)
Owner	2 Individual Names on File
Last Sale	$935,000 (Nov 2023)
Tax Bill	$8,795 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Dec 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`011-450-014-3`

Property Details

APN / Parcel Number

Primary APN	`011-450-014-3`
Alternative APN	`011-450-014`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,293 sqft Living Area
1st Floor Area	1,574 sqft
2nd Floor Area	1,719 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2014
Lot Area	8,204 sqft (0.188 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	130 ECHO PL
City	DISCOVERY BAY
State	CA
Zip	94505-2308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	TR 8432 LT 14 & TR ADJ
Legal Subdivision	LAKESHORE 6 SUB 8432
Legal Tract	8432
Legal Lot Number	14
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	3
Census Block	3008
Census Tract	304007

Owner

Source: Contra Costa County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	130 ECHO PL, DISCOVERY BAY, CA 94505-2308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Grant Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 12, 2019	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Oct 6, 2020	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 6, 2023 · Amount on Record
Deed Sale	Nov 6, 2023 · Amount on Record
Prior Sale	Oct 6, 2020 · Amount on Record
Deed Document Number	2023119641
Prior Transfer Date	Feb 27, 2003
Prior Transfer Doc	0000094490
Record Updated	Sep 20, 2026

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 6, 2023
Property Address	130 ECHO PL, DISCOVERY BAY, CA 94505-2308
Document Number	0000119641
Map Reference	MB 442 PG 41
Instrument Date	Oct 25, 2023
Instrument	2023-119641
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	130 ECHO PL, DISCOVERY BAY, CA 94505-2308

Mortgage

Document Number	0000119642
Date	Nov 6, 2023
Instrument	2023-119642

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	130 ECHO PL, DISCOVERY BAY, CA 94505-2308
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000223033
Date	Dec 12, 2019
Instrument	2019-223033

Lender

Name	UMPQUA BANK
Type	Bank
Address	RED BLUFF, CA 96080

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	130 ECHO PL, DISCOVERY BAY, CA 94505-2308
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 ECHO PL, DISCOVERY BAY, CA 94505-2308

Mortgage

Document Number	0000018558
Date	Jan 31, 2022
Instrument	2022-018558

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 6, 2020
Property Address	130 ECHO PL, DISCOVERY BAY, CA 94505-2308
Document Number	0000229130
Map Reference	MB 442 PG 41
Instrument Date	Sep 29, 2020
Instrument	2020-229130
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	130 ECHO PL, DISCOVERY BAY, CA 94505-2308

Mortgage

Document Number	0000229131
Date	Oct 6, 2020
Instrument	2020-229131

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Elementary School District	Byron Union Elementary School District (KG - 08)
Secondary School District	Liberty Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$972,774 (+2%) Land $218,484 Building $754,290
2025	$8,795.00 (-20.37%) Veteran's exemption	$953,700 (+12.89%) Land $214,200 Building $739,500
2023	$11,045.00 (+1.67%) Homeowner's exemption	$844,804 Land $166,464 Building $678,340
2022	$10,864.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DISCOVERY BAY serves 16,790 people · EPA ID CA0710009
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Verizon.

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