106 Echo Pl, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 106 Echo Pl, Discovery Bay, CA 94505

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,564 sqft · built 2003
Lot Size	0.13 acres (5,643 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Feb 2004)
Tax Bill	$8,418 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`011-450-018-4`

Property Details

APN / Parcel Number

Primary APN	`011-450-018-4`
Alternative APN	`011-450-018`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,564 sqft Living Area
1st Floor Area	1,602 sqft
2nd Floor Area	962 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Architectural Style	Cluster
Lot Area	5,643 sqft (0.13 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	106 ECHO PL
City	DISCOVERY BAY
State	CA
Zip	94505-2308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T8432 L18
Legal Subdivision	SUBDIVISION 8432
Legal Tract	8432
Legal Lot Number	18
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	3
Census Block	3008
Census Tract	304007

Owner

Source: Contra Costa County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	106 ECHO PL, DISCOVERY BAY, CA 94505-2308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Sep 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 25, 2004 · Amount on Record
Deed Sale	Feb 25, 2004 · Amount on Record
Deed Document Number	200460743
Prior Transfer Date	Feb 27, 2003
Prior Transfer Doc	0000094490
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	106 ECHO PL, DISCOVERY BAY, CA 94505-2308
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000177394
Date	Oct 31, 2018
Instrument	2018-177394

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	106 ECHO PL, DISCOVERY BAY, CA 94505-2308
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000142812
Date	Sep 3, 2019
Instrument	2019-142812

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	106 ECHO PL, DISCOVERY BAY, CA 94505-2308
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 ECHO PL, DISCOVERY BAY, CA 94505-2308

Mortgage

Document Number	0000089105
Date	Mar 24, 2021
Instrument	2021-089105

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Elementary School District	Byron Union Elementary School District (KG - 08)
Secondary School District	Liberty Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$587,177 (+2%) Land $145,014 Building $442,163
2025	$8,418.00 (+6.87%) Homeowner's exemption	$575,665 (+4.04%) Land $142,171 Building $433,494
2023	$7,877.00 (+1.69%) Homeowner's exemption	$553,313 Land $136,651 Building $416,662
2022	$7,746.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DISCOVERY BAY serves 16,790 people · EPA ID CA0710009
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Verizon.

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