Baldwin County property record for 109 Echo Ln, Fairhope, AL 36532
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,820 sqft · built 1995 |
| Lot Size | 1.17 acres (51,070 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $634,500 (Jun 2026) |
| Tax Bill | $1,065 (2026) |
| Deeds & Mortgages | Jun 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-04-19-4-000-009.085 |
| Primary APN | 46-04-19-4-000-009.085 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,820 sqft Heated Area |
| 1st Floor Area | 1,880 sqft |
| Upper Floors Area | 940 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 51,070 sqft (1.17 acres) |
| Lot Dimensions | 207 ft deep x 80 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 168412 |
|---|---|
| Street Address | 109 ECHO LN |
| City | FAIRHOPE |
| State | AL |
| Zip | 36532-1433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 80' X 207.6' IRR LOT 5 OF COVERED BRIDGE ESTATES UNIT 5 SLIDE 1137-B CITY OF FAIRHOPE SEC 19-T6S-R2E (DEATH CERT) RP762PG1038 |
| Legal Subdivision | COVERED BRIDGE ESTATES |
| Legal Block | U-5 |
| Legal Lot Number | 5 |
| Legal Unit | 5 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FAIRHOPE |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 11202 |
109 Echo Ln is owner-occupied and held in a trust since June 2026.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 109 ECHO LN, FAIRHOPE, AL 36532-1433 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2026 · Amount on File |
| Deed Sale | Jun 1, 2026 · Amount on File |
| Prior Sale | Mar 2, 2015 · Amount on File |
| Deed Document Number | 20262257233 |
| Prior Transfer Date | May 12, 2026 |
| Prior Transfer Doc | 0002257233 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jun 1, 2026 |
| Property Address | 109 ECHO LN, FAIRHOPE, AL 36532-1433 |
| Document Number | 0002257233 |
| Instrument Date | May 12, 2026 |
| Instrument | 20262257233 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $64,084.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 109 ECHO LN, FAIRHOPE, AL 36532-1433 |
The 2026 property tax bill for 109 Echo Ln was $1,065 with exemptions applied.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Fairhope City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,065.00 Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $1,065.00 | $27,460 Land $6,860 Building $20,600 | $634,500 Land $169,000 Building $465,500 |
| 2023 | $1,065.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $27,460 (-33.61%) | $533,500 (+29.05%) Land $161,000 Building $372,500 |
| 2022 | $1,065.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $41,360 | $413,400 Land $148,500 Building $264,900 |
| 2021 | $1,065.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Echo Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 115 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 252 units insured incl. 137 condo units |
| Nearby Flood Claims | 129 (1978–2020) |
| Claims Outside the SFHA | 24 of 129 |
| Most Recent Claim | Sep 2020 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Echo Ln is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, C Spire Wireless, T-Mobile.
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