113 Echo Ln, Fairhope, AL 36532 Property Records

Baldwin County property record for 113 Echo Ln, Fairhope, AL 36532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,805 sqft · built 2013
Lot Size	1.17 acres (51,070 sqft)
Owner	2 Company Names on Record
Last Sale	$520,000 (Oct 2026)
Tax Bill	$1,692 (2023)
Deeds & Mortgages	Oct 2026 Sale Jul 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-04-19-4-000-009.087`

Property Details

APN / Parcel Number

Primary APN	`46-04-19-4-000-009.087`
Alternative APNs	`356533` `83787`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,805 sqft Heated Area
1st Floor Area	1,805 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2016
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	51,070 sqft (1.17 acres)
Lot Dimensions	136 ft deep x 49.8 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	356533
Street Address	113 ECHO LN
City	FAIRHOPE
State	AL
Zip	36532-1433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	49.86' X 136.21' IRR LOT 7 OF COVERED BRIDGE ESTATES UNIT 5SLIDE 1137-B SEC 19-6-2 (WD-SURVIVORSHIP)
Legal Range	02
Legal Township	06
Legal Section	19
Legal Subdivision	COVERED BRIDGE ESTATES
Legal Block	U-5
Legal Lot Number	7
Legal Unit	5
Jurisdiction	BALDWIN AL
Township / Civil Division	FAIRHOPE
Census Block Group	2
Census Block	2038
Census Tract	11202

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	113 ECHO LN, FAIRHOPE, AL 36532-1433
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Jan 25, 2019	Warranty Deed, Transfer · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2026 · Amount on Record
Deed Sale	Oct 12, 2026 · Amount on Record
Prior Sale	Jan 25, 2019 · Amount on Record
Deed Document Number	20262282463
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BALDWIN AL
Recording Date	Oct 12, 2026
Property Address	113 ECHO LN, FAIRHOPE, AL 36532-1433
Document Number	0002282463
Instrument Date	Sep 22, 2026
Instrument	20262282463
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$52,520.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	113 ECHO LN, FAIRHOPE, AL 36532-1433

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Recording Date	Jul 16, 2026
Property Address	113 ECHO LN, FAIRHOPE, AL 36532-1433
Document Number	0002266553
Instrument Date	Jun 23, 2026
Instrument	20262266553
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common, 169
Address	113 ECHO LN, FAIRHOPE, AL 36532-1433

Mortgage

Document Number	0002266553,
Date	Jul 16, 2026
Instrument	20262266553

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 27, 2051

Interest

Rate	6.53%
Max Rate	-1%

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jan 25, 2019
Property Address	113 ECHO LN, FAIRHOPE, AL 36532-1433
Document Number	0001740148
Instrument Date	Jan 17, 2019
Instrument	1740148
Transaction Type	Transfer
Record Updated	Feb 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	113 ECHO LN FAIRHOPE AL 365321433, FAIRHOPE, AL 36532-1433

Mortgage

Document Number	1740149
Date	Jan 25, 2019
Instrument	1740149

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2049

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Fairhope City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$50,380 (+16.3%) Land $16,900 Building $33,480	$503,700 (+16.33%) Land $169,000 Building $334,700
2023	$1,692.00 (+17.42%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$43,320 (+17.14%)	$433,000 (+17.12%) Land $161,000 Building $272,000
2022	$1,441.00 (-1.77%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$36,980	$369,700 Land $148,500 Building $221,200
2021	$1,467.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 115 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	252 units insured incl. 137 condo units
Nearby Flood Claims	129 (1978–2020)
Claims Outside the SFHA	24 of 129
Most Recent Claim	Sep 2020 · tidal / storm surge
Claims by Event	Hurricane Katrina, Aug 2005 · 60 claims Hurricane Ivan, Sep 2004 · 15 claims Hurricane Georges, Sep 1998 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 90% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, C Spire Wireless, T-Mobile.

Nearby Properties on Echo Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures