105 Echo Ln, Fairhope, AL 36532 Property Records

Baldwin County property record for 105 Echo Ln, Fairhope, AL 36532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,900 sqft · built 1990
Lot Size	0.307 acres (13,392 sqft)
Owner	Individual Name on Record
Last Sale	$15,257 (Oct 2021)
Tax Bill	$2,297 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46-04-19-4-000-009.083`

Property Details

APN / Parcel Number

Primary APN	`46-04-19-4-000-009.083`
Alternative APNs	`349985` `84073` `38615`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,900 sqft Heated Area
1st Floor Area	1,900 sqft
Flooring	Marble
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2019
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,392 sqft (0.307 acres)
Lot Dimensions	193 ft deep x 69.1 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	38615
Street Address	105 ECHO LN
City	FAIRHOPE
State	AL
Zip	36532-1433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	69.13' X 193.81' LOT 3 COVERED BRIDGE ESTATES UNIT 5 SLIDE 1137-B SEC 19-6-2 (WD/SURVIVORSHIP)
Legal Range	02
Legal Township	06
Legal Section	19
Legal Subdivision	COVERED BRIDGE ESTATES
Legal Block	U-5
Legal Lot Number	3
Legal Unit	5
Jurisdiction	BALDWIN AL
Township / Civil Division	FAIRHOPE
Census Block Group	2
Census Block	2038
Census Tract	11202

Owner

Source: Baldwin County records, as of April 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	123 W 4TH AVE, GULF SHORES, AL 36542-6443
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Oct 4, 2021	Warranty Deed, Transfer
Dec 9, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jan 3, 2018	Quit Claim Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2021 · Amount on Record
Deed Sale	Oct 4, 2021 · Amount on Record
Deed Document Number	20211948458
Prior Transfer Date	Oct 1, 2021
Prior Transfer Doc	0001948458
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	105 ECHO LN, FAIRHOPE, AL 36532-1433
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001890402
Date	Feb 11, 2021
Instrument	1890402

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Oct 4, 2021
Property Address	105 ECHO LN, FAIRHOPE, AL 36532-1433
Document Number	0001948458
Map Reference	SL 1137-B
Instrument Date	Oct 1, 2021
Instrument	1948458
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 W 4TH AVE, GULF SHORES, AL 36542-6443
Investor	Possibly a Property Investor

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	105 ECHO LN, FAIRHOPE, AL 36532-1433
Document Number	0001802305
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 ECHO LN FAIRHOPE AL 365321433, FAIRHOPE, AL 36532-1433

Mortgage

Document Number	0001802305
Date	Dec 27, 2019
Instrument	1802305

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2049

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BALDWIN AL
Recording Date	Jan 3, 2018
Property Address	105 ECHO LN, FAIRHOPE, AL 36532-1433
Document Number	0001673427
Instrument Date	Dec 28, 2017
Instrument	1673427
Transaction Type	Transfer
Record Updated	Jan 9, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 ECHO LN FAIRHOPE AL 365321433, FAIRHOPE, AL 36532-1433

Mortgage

Document Number	1673428
Date	Jan 3, 2018
Instrument	1673428

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2048

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Fairhope City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,297.00 (+20.26%)	$49,940 (+20.22%) Land $16,900 Building $33,040	$499,300 (+20.2%) Land $169,000 Building $330,300
2023	$1,910.00 (+20.2%) Homeowner's exemption	$41,540 (+16.88%)	$415,400 (+16.92%) Land $161,000 Building $254,400
2022	$1,589.00 (+8.91%) Homeowner's exemption	$35,540	$355,300 Land $148,500 Building $206,800
2021	$1,459.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 115 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	252 units insured incl. 137 condo units
Nearby Flood Claims	129 (1978–2020)
Claims Outside the SFHA	24 of 129
Most Recent Claim	Sep 2020 · tidal / storm surge
Claims by Event	Hurricane Katrina, Aug 2005 · 60 claims Hurricane Ivan, Sep 2004 · 15 claims Hurricane Georges, Sep 1998 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 90% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, C Spire Wireless, T-Mobile.

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