Jefferson County property record for 109 Echo Lake Cir, Byrnes Mill, MO 63025
| Property Type | Single Family Home |
|---|---|
| Details | 2,126 sqft · built 2022 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,611 (2025) |
| Deeds & Mortgages | Nov 2021 Construction Loan Jun 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-5.0-21.0-0-000-031.79 |
| Primary APN | 03-5.0-21.0-0-000-031.79 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,126 sqft Living Area |
| Gross Area | 2,884 sqft |
| 1st Floor Area | 2,126 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Construction Type | Frame |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Garage Area | 758 sqft |
| Street Address | 109 ECHO LAKE CIR |
|---|---|
| City | BYRNES MILL |
| State | MO |
| Zip | 63025-3020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ECHO LAKE LOT 79 |
| Legal Range | 4E |
| Legal Township | 43N |
| Legal Section | 21 |
| Legal Subdivision | ECHO LAKE |
| Legal Block | 2 |
| Legal Lot Number | 79 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | HIGH RIDGE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 700302 |
109 Echo Lake Cir is owned and occupied by two individuals who acquired it in June 2023.
Source: Jefferson County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 ECHO LAKE CIR, BYRNES MILL, MO 63025-3020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 10, 2021 | Deed of Trust, Mortgage · Construction Mortgage LINDELL BANK & TRUST CO |
| Jun 21, 2023 | Warranty Deed, Transfer CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2023 |
| Deed Sale | Jun 21, 2023 |
| Deed Document Number | 202314977 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 109 ECHO LAKE CIR, BYRNES MILL, MO 63025-3020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2023 |
| Title Company | HILLSBOROUGH TITLE INC, HTC |
| Name | Verified Name |
|---|
| Document Number | 0000049108 |
|---|---|
| Date | Nov 10, 2021 |
| Instrument | 2021R-049108 |
| Name | LINDELL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | WILDWOOD, MO 63040 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 15 Months |
| Due | Feb 9, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jun 21, 2023 |
| Property Address | 109 ECHO LAKE CIR, BYRNES MILL, MO 63025-3020 |
| Document Number | 0000014977 |
| Map Reference | MB 224 PG 14-19 |
| Instrument Date | Jun 16, 2023 |
| Instrument | 2023R-014977 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2023 |
| Title Company | CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 ECHO LAKE CIR, BYRNES MILL, MO 63025-3020 |
The 2025 property tax bill for 109 Echo Lake Cir was $4,611.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Byrnes Mill City |
| Unified School District | Northwest R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $64,200 (-) Land $4,800 Building $59,400 | $337,900 Land $25,300 Building $312,600 | |
| 2025 | $4,611.00 | $64,200 Land $4,800 Building $59,400 | |
| 2024 | $337,900 (+1,235.57%) Land $25,300 Building $312,600 | ||
| 2023 | $1,880.00 (+441.79%) | $4,800 (-) Land $4,800 | $25,300 Land $25,300 |
| 2022 | $347.00 | $4,800 Land $4,800 | |
| 2021 | $25,300 Land $25,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Echo Lake Cir in Zone X, an area of minimal flood risk, though there have been 414 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 414 (1979–2020) |
| Claims Outside the SFHA | 25 of 414 |
| Most Recent Claim | Aug 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Echo Lake Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 6 serves 7,500 people · EPA ID MO6024298 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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