Jefferson County property record for 106 Echo Lake Cir, Byrnes Mill, MO 63025
| Property Type | Single Family Home |
|---|---|
| Details | 1,662 sqft · built 2016 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Aug 2021) |
| Tax Bill | $2,909 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-5.0-21.0-0-000-031.23 |
| Primary APN | 03-5.0-21.0-0-000-031.23 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,662 sqft Living Area |
| Gross Area | 2,146 sqft |
| 1st Floor Area | 1,662 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Construction Type | Frame |
| Lot Area | 22,216 sqft (0.51 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Heating System | HVAC |
|---|
| Street Address | 106 ECHO LAKE CIR |
|---|---|
| City | BYRNES MILL |
| State | MO |
| Zip | 63025-3022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ECHO LAKE LOT 23 |
| Legal Range | 4E |
| Legal Township | 43N |
| Legal Section | 21 |
| Legal Subdivision | ECHO LAKE |
| Legal Block | 2 |
| Legal Lot Number | 23 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | HIGH RIDGE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 700302 |
Source: Jefferson County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 106 ECHO LAKE CIR, BYRNES MILL, MO 63025-3022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 17, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Jan 10, 2017 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage COMMUNITY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2021 · Amount on Record |
| Deed Sale | Aug 25, 2021 · Amount on Record |
| Prior Sale | Jan 10, 2017 · Amount on Record |
| Deed Document Number | 202137185 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Aug 25, 2021 |
| Property Address | 106 ECHO LAKE CIR, BYRNES MILL, MO 63025-3022 |
| Document Number | 2021R037185 |
| Map Reference | MB 224 PG 14-19 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 2021R-037185 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 106 ECHO LAKE CIR, BYRNES MILL, MO 63025-3022 |
| Document Number | 2021R037186 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 2021R-037186 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 106 ECHO LAKE CIR, BYRNES MILL, MO 63025-3022 |
| Document Number | 0000014044 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 106 ECHO LAKE CIR BYRNES MILL MO 630253022, BYRNES MILL, MO 63025-3022 |
| Document Number | 0000014044 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 14044 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63005 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jan 10, 2017 |
| Property Address | 106 ECHO LAKE CIR, BYRNES MILL, MO 63025-3022 |
| Document Number | 0000000971 |
| Instrument Date | Jan 6, 2017 |
| Instrument | 971 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 16, 2017 |
| Title Company | HILLSBORO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 106 ECHO LAKE CIR BYRNES MILL MO 630253022, BYRNES MILL, MO 63025-3022 |
| Document Number | 972, |
|---|---|
| Date | Jan 10, 2017 |
| Instrument | 972 |
| Name | COMMUNITY MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, MO 64055 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 9, 2047 |
Source: Jefferson County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Byrnes Mill City |
| Unified School District | Northwest R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $43,400 (+8.5%) Land $4,800 Building $38,600 | $228,400 (-) Land $25,300 Building $203,100 | |
| 2024 | $2,909.00 (+0.59%) | $228,400 (+8.35%) Land $25,300 Building $203,100 | |
| 2023 | $2,892.00 | $40,000 Land $4,800 Building $35,200 | $210,800 Land $25,300 Building $185,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 414 (1979–2020) |
| Claims Outside the SFHA | 25 of 414 |
| Most Recent Claim | Aug 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 6 serves 7,500 people · EPA ID MO6024298 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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