Jefferson County property record for 105 Echo Lake Cir, Byrnes Mill, MO 63025
| Property Type | Single Family Home |
|---|---|
| Details | 2,126 sqft · built 2024 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $538,530 (Nov 2023) |
| Tax Bill | $4,410 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-5.0-21.0-0-000-031.80 |
| Primary APN | 03-5.0-21.0-0-000-031.80 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,126 sqft Living Area |
| Gross Area | 2,884 sqft |
| 1st Floor Area | 2,126 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Construction Type | Frame |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Garage Area | 758 sqft |
| Street Address | 105 ECHO LAKE CIR |
|---|---|
| City | BYRNES MILL |
| State | MO |
| Zip | 63025-3020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ECHO LAKE LOT 80 |
| Legal Subdivision | ECHO LAKE |
| Legal Block | 2 |
| Legal Lot Number | 80 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | HIGH RIDGE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 700302 |
Source: Jefferson County records, as of August 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 105 ECHO LAKE CIR, BYRNES MILL, MO 63025-3020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 5, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS |
| Nov 6, 2023 | Warranty Deed, Transfer · Conventional Mortgage AMERANT MORTGAGE LLC |
| Nov 10, 2021 | Deed of Trust, Mortgage · Construction Mortgage LINDELL BANK & TRUST CO |
| Jun 25, 2021 | Warranty Deed, Transfer · Commercial Mortgage LINDELL BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2023 · Amount on Record |
| Deed Sale | Nov 6, 2023 · Amount on Record |
| Deed Document Number | 202327906 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 105 ECHO LAKE CIR, BYRNES MILL, MO 63025-3020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 105 ECHO LAKE CIR, BYRNES MILL, MO 63025-3020 |
| Document Number | 0000028701 |
|---|---|
| Date | Nov 5, 2025 |
| Instrument | 2025R-028701 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Nov 6, 2023 |
| Property Address | 105 ECHO LAKE CIR, BYRNES MILL, MO 63025-3020 |
| Document Number | 0000027906 |
| Map Reference | MB 224 PG 14-19 |
| Instrument Date | Nov 2, 2023 |
| Instrument | 2023R-027906 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2023 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 826 VILLA GRAN WAY, FENTON, MO 63026-6306 |
| Name | Verified Name |
|---|---|
| Address | 105 ECHO LAKE CIR, BYRNES MILL, MO 63025-3020 |
| Document Number | 0000027907 |
|---|---|
| Date | Nov 6, 2023 |
| Instrument | 2023R-027907 |
| Name | AMERANT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | EUREKA, MO 63025 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2022 |
| Title Company | HTC |
| Name | Verified Name |
|---|
| Document Number | 0000049110 |
|---|---|
| Date | Nov 10, 2021 |
| Instrument | 2021R-049110 |
| Name | LINDELL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | WILDWOOD, MO 63040 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 15 Months |
| Due | Feb 9, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jun 25, 2021 |
| Property Address | 105 ECHO LAKE CIR, BYRNES MILL, MO 63025-3020 |
| Document Number | 0000027720 |
| Map Reference | MB 224 PG 14-19 |
| Instrument Date | Jun 23, 2021 |
| Instrument | 2021R-027720 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2023 |
| Title Company | HILLSBOROUGH TITLE INC, HILLSBOROUGH TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 826 VILLA GRAN WAY, FENTON, MO 63026-6306 |
| Document Number | 0000027721 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 2021R-027721 |
| Name | LINDELL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Byrnes Mill City |
| Unified School District | Northwest R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,400 (-) Land $4,800 Building $56,600 | $323,000 (-) Land $25,300 Building $297,700 | |
| 2025 | $4,410.00 | $61,400 (+1,179.17%) Land $4,800 Building $56,600 | |
| 2024 | $323,000 (+1,176.68%) Land $25,300 Building $297,700 | ||
| 2023 | $4,800 Land $4,800 | $25,300 Land $25,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 414 (1979–2020) |
| Claims Outside the SFHA | 25 of 414 |
| Most Recent Claim | Aug 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 6 serves 7,500 people · EPA ID MO6024298 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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