109 E State St, Ridgeland, MS 39157 Property Records

Madison County property record for 109 E State St, Ridgeland, MS 39157 · Last verified December 2025

Property Summary

Property Type	Warehouse, Storage
Details	8,211 sqft · built 1970
Owner	Company Name on File
Tax Bill	$3,523 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072I-31B-004`

Property Details

APN / Parcel Number

Primary APN	`072I-31B-004`
Alternative APNs	`072I-31B-004/00.00` `18142`

Interior

Building Area	8,211 sqft Adjusted Area
1st Floor Area	8,200 sqft
Upper Floors Area	600 sqft
Flooring	Concrete/Cement
Interior Walls	Unfinished

Exterior

Year Built	Built 1970
Exterior Material	Metal
Foundation Type	Slab (Mat/Raft)
Roof Type	Rigid Frame Bar Joist
Roof Material	Metal

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	18142
Old Parcel Number	072I-31B-004/00.00
Street Address	109 E STATE ST
City	RIDGELAND
State	MS
Zip	39157-4504
Property Category	Industrial
Property Type	Industrial > Warehouse, Storage
Legal Description	LOT 3 RIDGEWOOD COMM PK
Legal Range	02E
Legal Township	07N
Legal Section	31
Legal Subdivision	RIDGEWOOD COMMERCIAL PARK
Legal Lot Number	3
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	2
Census Block	2034
Census Tract	30105

Owner

Source: Madison County records · APN 072I-31B-004

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1991 LAKELAND DR STE J, J, JACKSON, MS 39216-5000
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Warranty Deed, Transfer · Commercial Mortgage GUARANTY BANK & TRUST CO
Jul 20, 2023	Deed of Trust, Mortgage · Commercial Mortgage PRIORITYONE BANK
Feb 15, 2023	Warranty Deed, Transfer COVENANT TITLE, COVENANT TITLE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 24, 2023
Deed Sale	Oct 24, 2023
Prior Sale	Feb 15, 2023
Deed Document Number	0004381714
Deed Book / Page	4381 / 714
Record Updated	Jun 08, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Oct 24, 2023
Property Address	109 E STATE ST, RIDGELAND, MS 39157-4504
Document Number	004381/715
Book / Page	4381 / 715
Map Reference	CAB A SL 139
Instrument Date	Oct 23, 2023
Instrument	993864
Transaction Type	Transfer
Record Updated	Nov 07, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1018 N FLOWOOD DR, FLOWOOD, MS 39232-9532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1991 LAKELAND DR STE J, J, JACKSON, MS 39216-5000

Mortgage

Document Number	0000993866
Date	Oct 24, 2023
Instrument	993866

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 25, 2028

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	109 E STATE ST, RIDGELAND, MS 39157-4504
Transaction Type	Mortgage
Record Updated	Aug 08, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 N FLOWOOD DR, FLOWOOD, MS 39232-9532

Mortgage

Document Number	004351/746
Date	Jul 20, 2023
Book Page	4351/746
Instrument	985826

Lender

Name	PRIORITYONE BANK
Type	Bank
Address	MAGEE, MS 39111

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 16, 2043

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Feb 15, 2023
Property Address	109 E STATE ST, RIDGELAND, MS 39157-4504
Document Number	004302/372
Book / Page	4302 / 372
Map Reference	CAB A SL 139
Instrument Date	Feb 13, 2023
Instrument	976759
Transaction Type	Transfer
Record Updated	Mar 07, 2023
Title Company	COVENANT TITLE, COVENANT TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	124 GLENWAY DR, JACKSON, MS 39216-4101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 N FLOWOOD DR, FLOWOOD, MS 39232-9532

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,523.00 (-2.3%)	$32,700 (-2.3%)	$218,000 (-2.3%) Land $77,000 Building $141,000
2024	$3,606.00
2023	$3,606.00	$33,471 (-)	$223,140 (-) Land $77,000 Building $146,140
2022	$3,606.00	$33,471	$223,140 Land $77,000 Building $146,140

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (28089C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280890301052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 24 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	15 (1982–2022)
Claims Outside the SFHA	7 of 15
Most Recent Claim	Aug 2022, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 83 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Telapex	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Verizon, T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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