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120 E State St, Ridgeland, MS 39157 Property Records

Madison County property record for 120 E State St, Ridgeland, MS 39157 · Last verified April 2026

Property Summary

Property TypeVehicle Sales & Rentals
Details3 ba · 6,000 sqft · built 1976
Lot Size1.3 acres (56,628 sqft)
OwnerIndividual Name on File
Tax Bill$3,264 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN072I-31B-010/01

Property Details

APN / Parcel Number

Primary APN072I-31B-010/01
Alternative APNs
  • 072I-31B-010/01.00
  • 18148

Interior

Full Baths3 Baths
Building Area6,000 sqft Building Perimeter
1st Floor Area6,000 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Lot Area56,628 sqft (1.3 acres)

Utilities, Heating & Cooling

Heating SystemElectric

Location & Zoning

Account Number18148
Street Address120 E STATE ST
CityRIDGELAND
StateMS
Zip39157-4503
Property CategoryCommercial
Property TypeCommercial > Retail > Vehicle Sales & Rentals
Legal Description1.3 AC IN S1/2 SW1/4 NW1/4
Legal Range02E
Legal Township07N
Legal Section31
Legal SubdivisionRIDGEWOOD COMMERCIAL PARK
JurisdictionMADISON MS
Township / Civil Division3
Census Block Group2
Census Block2034
Census Tract30105

Owner

Source: Madison County records · APN 072I-31B-010/01

Assessment roll updated November 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address124 E STATE ST, RIDGELAND, MS 39157-4503
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateNov 12, 2012
Transfer Doc2875/0349
Record UpdatedJun 08, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address120 E STATE ST, RIDGELAND, MS 39157-4503
Document Number0000896070
Instrument DateJul 02, 2020
Transaction TypeMortgage
Record UpdatedAug 26, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 E STATE ST RIDGELAND MS 391574503, RIDGELAND, MS 39157-4503

Mortgage

Document Number0000896070
DateJul 14, 2020
Book Page003881/000356
Instrument896070
Lender
NameBANKPLUS LN OPERATIONS
AddressRIDGELAND, MS 39157
Agreement
AmountAmount Recorded
Term60 Months
DueJul 13, 2025

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated November 7, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
MunicipalityRidgeland City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,264.00 (-2.04%)$30,291 (-2.06%)$201,940 (-2.06%) Land $113,260 Building $88,680
2024$3,332.00
2023$3,332.00$30,929$206,190 Land $113,260 Building $92,930

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (28089C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280890301052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 24 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims15 (1982–2022)
Claims Outside the SFHA7 of 15
Most Recent ClaimAug 2022, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 348 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
TelapexFiber8,000 / 8,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, Telapex. Availability varies by address; speeds are provider-advertised maximums, not measured.

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