105 E State St, Ridgeland, MS 39157 Property Records

Madison County property record for 105 E State St, Ridgeland, MS 39157 · Last verified August 2026

Property Summary

Property Type	Warehouse, Storage
Details	3 ba · 4,090 sqft · built 1972
Lot Size	0.676 acres (29,445 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,434 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072I-31B-003`

Property Details

APN / Parcel Number

Primary APN	`072I-31B-003`
Alternative APNs	`072I-31B-003/00.00` `18141`

Interior

Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	4,090 sqft Adjusted Area
Gross Area	3,800 sqft
1st Floor Area	3,800 sqft
Upper Floors Area	1,000 sqft
Flooring	Concrete/Cement
Interior Walls	Unfinished

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Metal
Roof Type	Rigid Frame Bar Joist
Roof Material	Metal
Lot Area	29,445 sqft (0.676 acres)

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	18141
Street Address	105 E STATE ST
City	RIDGELAND
State	MS
Zip	39157-4504
Property Category	Industrial
Property Type	Industrial > Warehouse, Storage
Legal Description	LOT 2 RIDGEWOOD COMM PK
Legal Range	02E
Legal Township	07N
Legal Section	31
Legal Subdivision	RIDGEWOOD COMMERCIAL PARK
Legal Lot Number	2
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	2
Census Block	2034
Census Tract	30105

Owner

Source: Madison County records · APN 072I-31B-003

Assessment roll updated November 7, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	170 N OAK DR, MADISON, MS 39110-7552
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 10, 2024
Deed Sale	Jan 10, 2024
Deed Document Number	2024997270
Deed Book / Page	4401 / 468
Prior Transfer Date	Jul 15, 2021
Prior Transfer Doc	0000932286
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	105 E STATE ST, RIDGELAND, MS 39157-4504
Document Number	0000897200
Instrument Date	Jul 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 N OAK DR MADISON MS 391107552, MADISON, MS 39110-7552

Mortgage

Document Number	0000897200
Date	Jul 27, 2020
Book Page	003887/000198
Instrument	897200

Lender

Name	MERCHANTS & PLANTERS BK
Type	Bank
Address	CLINTON, MS 39056

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 26, 2030

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated November 7, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,434.00 (-1.7%)	$22,591 (-1.71%)	$150,600 (-1.72%) Land $74,250 Building $76,350
2024	$2,476.00
2023	$2,476.00	$22,985	$153,230 Land $74,250 Building $78,980

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (28089C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280890301052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 24 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	15 (1982–2022)
Claims Outside the SFHA	7 of 15
Most Recent Claim	Aug 2022, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 83 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Telapex	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Verizon, T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.