109 E Severn Rd, Norfolk, VA 23505 Property Records

Norfolk City property record for 109 E Severn Rd, Norfolk, VA 23505

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,202 sqft · built 1938
Lot Size	0.148 acres (6,434 sqft)
Owner	Individual Name on Record
Last Sale	$392,500 (Sep 2022)
Tax Bill	$5,146 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jun 2020 Mortgage + 1 more
APN	`27098100`

Property Details

APN / Parcel Number

Primary APN	`27098100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,202 sqft Living Area
Attic	Attic
Attic Area	1,593 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Slate
Lot Area	6,434 sqft (0.148 acres)
Garage Type	Attached
Garage Area	209 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	109 E SEVERN RD
City	NORFOLK
State	VA
Zip	23505-4833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	94-A PLAT OF BELVEDERE
Legal Subdivision	BELVEDERE PROPERTY
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	1
Census Block	1002
Census Tract	2200

Owner

Source: Norfolk City records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 E SEVERN RD, NORFOLK, VA 23505-4833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Warranty Deed, Transfer · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC
Jun 18, 2020	Deed of Trust, Mortgage · VA Mortgage ASSET MUTUAL MORTGAGE INC
Jan 7, 2019	Warranty Deed, Transfer · VA Mortgage ASSET MUTUAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2022 · Amount on Record
Deed Sale	Sep 29, 2022 · Amount on Record
Prior Sale	Jan 7, 2019 · Amount on Record
Deed Document Number	202223560
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Sep 29, 2022
Property Address	109 E SEVERN RD, NORFOLK, VA 23505-4833
Document Number	0220023560
Instrument Date	Sep 16, 2022
Instrument	220023560
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E SEVERN RD, NORFOLK, VA 23505-4833

Mortgage

Document Number	0220023561
Date	Sep 29, 2022
Instrument	220023561

Lender

Name	TIDEWATER MORTGAGE SERVICES INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	109 E SEVERN RD, NORFOLK, VA 23505-4833
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200013664
Date	Jun 18, 2020
Instrument	200013664

Lender

Name	ASSET MUTUAL MORTGAGE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Jan 7, 2019
Property Address	109 E SEVERN RD, NORFOLK, VA 23505-4833
Document Number	190000328
Instrument Date	Dec 31, 2018
Instrument	190000328
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	TRUE NORTH TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E SEVERN RD, NORFOLK, VA 23505-4833

Mortgage

Document Number	190000329
Date	Jan 7, 2019
Instrument	190000329

Lender

Name	ASSET MUTUAL MORTGAGE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Norfolk City assessment roll, as of September 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,146.00 (+10.95%)	$418,400 (+12.75%) Land $76,000 Building $342,400	$418,400 (+12.75%) Land $76,000 Building $342,400
2023	$4,638.00	$371,100 Land $76,000 Building $295,100	$371,100 Land $76,000 Building $295,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 240 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	240 in force
Nearby Flood Claims	177 (1992–2022)
Claims Outside the SFHA	15 of 177
Most Recent Claim	Jan 2022 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 35 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 57 claims Hurricane Isabel, Sep 2003 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E Severn Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures