104 E Severn Rd, Norfolk, VA 23505 Property Records

Norfolk City property record for 104 E Severn Rd, Norfolk, VA 23505

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,714 sqft · built 1938
Lot Size	0.229 acres (9,962 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,200 (Nov 2012)
Tax Bill	$5,417 (2026)
Deeds & Mortgages	Mar 2017 Mortgage Sep 2021 Mortgage
APN	`18977000`

Property Details

APN / Parcel Number

Primary APN	`18977000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,714 sqft Living Area
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asbestos
Lot Area	9,962 sqft (0.229 acres)
Garage Type	Attached
Garage Area	247 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	104 E SEVERN RD
City	NORFOLK
State	VA
Zip	23505-4824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	48
Legal Subdivision	BELVEDERE PROPERTY OF BELVEDERE CORP
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	1
Census Block	1004
Census Tract	2200

Owner

Source: Norfolk City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 E SEVERN RD, NORFOLK, VA 23505-4824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2017	Deed of Trust, Mortgage · ARM THE FEDERAL SAVINGS BANK
Sep 1, 2021	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2012 · Amount on Record
Deed Sale	Nov 27, 2012 · Amount on Record
Prior Sale	Jan 23, 2007 · Amount on Record
Deed Document Number	201228625
Prior Transfer Date	Sep 11, 2007
Prior Transfer Doc	0000034909
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	104 E SEVERN RD, NORFOLK, VA 23505-4824
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170006768
Date	Mar 30, 2017
Instrument	170006768

Lender

Name	THE FEDERAL SAVINGS BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	349 Months
Due	Apr 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2022

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	104 E SEVERN RD, NORFOLK, VA 23505-4824
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210027419
Date	Sep 1, 2021
Instrument	210027419

Lender

Name	THE FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

Tax Assessment & Valuation

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,417.00 (+3.99%)	$433,400 (+2.34%) Land $108,400 Building $325,000	$433,400 (+2.34%) Land $108,400 Building $325,000
2025	$5,209.00 (+11.02%)	$423,500 (+12.81%) Land $98,500 Building $325,000	$423,500 (+12.81%) Land $98,500 Building $325,000
2023	$4,692.00	$375,400 Land $98,500 Building $276,900	$375,400 Land $98,500 Building $276,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 240 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	240 in force
Nearby Flood Claims	177 (1992–2022)
Claims Outside the SFHA	15 of 177
Most Recent Claim	Jan 2022 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 35 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 57 claims Hurricane Isabel, Sep 2003 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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