106 E Severn Rd, Norfolk, VA 23505 Property Records

Norfolk City property record for 106 E Severn Rd, Norfolk, VA 23505

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,111 sqft · built 1938
Lot Size	0.224 acres (9,762 sqft)
Owner	Individual Name on File
Last Sale	$236,000 (Dec 2017)
Tax Bill	$3,748 (2026)
Deeds & Mortgages	Mar 2024 Mortgage Oct 2021 Second Mortgage + 2 more
APN	`10751200`

Property Details

APN / Parcel Number

Primary APN	`10751200`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,111 sqft Living Area
Attic	Attic
Attic Area	1,046 sqft
Sunroom	Sunroom
Interior Walls	Plaster

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Slate
Lot Area	9,762 sqft (0.224 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	106 E SEVERN RD
City	NORFOLK
State	VA
Zip	23505-4824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	49
Legal Subdivision	BELVEDERE
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	1
Census Block	1004
Census Tract	2200

Owner

106 E Severn Rd is owned and occupied by an individual who bought it in December 2017.

Source: Norfolk City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	106 E SEVERN RD, NORFOLK, VA 23505-4824
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Deed of Trust, Mortgage · ARM THIRD FEDERAL SAVINGS & LOAN ASSOCIATION
Oct 5, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Mar 31, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUILD MORTGAGE COMPANY LLC
Dec 4, 2017	Warranty Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2017 · Amount on File
Deed Sale	Dec 4, 2017 · Amount on File
Prior Sale	Oct 26, 2009 · Amount on File
Deed Document Number	201726953
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	106 E SEVERN RD, NORFOLK, VA 23505-4824
Transaction Type	Mortgage
Record Updated	Apr 10, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240004397
Date	Mar 20, 2024
Instrument	240004397

Lender

Name	THIRD FEDERAL SAVINGS & LOAN ASSOCIATION

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.59%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 15, 2029
Change Frequency	Annually

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	106 E SEVERN RD, NORFOLK, VA 23505-4824
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210031102
Date	Oct 5, 2021
Instrument	210031102

Lender

Name	DISCOVER BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2051

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	106 E SEVERN RD, NORFOLK, VA 23505-4824
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210009933
Date	Mar 31, 2021
Instrument	210009933

Lender

Name	GUILD MORTGAGE COMPANY LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Dec 4, 2017
Property Address	106 E SEVERN RD, NORFOLK, VA 23505-4824
Document Number	170026953
Instrument Date	Nov 27, 2017
Instrument	170026953
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 E SEVERN RD, NORFOLK, VA 23505-4824

Mortgage

Document Number	170026954
Date	Dec 4, 2017
Instrument	170026954

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 106 E Severn Rd was $3,748, up 5.1% from the year before.

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,748.00 (+5.07%)	$299,900 (+3.41%) Land $108,400 Building $191,500	$299,900 (+3.41%) Land $108,400 Building $191,500
2025	$3,567.00	$290,000 Land $98,500 Building $191,500	$290,000 Land $98,500 Building $191,500
2023	$3,256.00	$260,500 Land $98,500 Building $162,000	$260,500 Land $98,500 Building $162,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 106 E Severn Rd; there have been 177 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 240 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	240 in force
Nearby Flood Claims	177 (1992–2022)
Claims Outside the SFHA	15 of 177
Most Recent Claim	Jan 2022 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 35 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 57 claims Hurricane Isabel, Sep 2003 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 E Severn Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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