109 E Howard St, Pontiac, MI 48342 Property Records

Oakland County property record for 109 E Howard St, Pontiac, MI 48342

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,316 sqft · built 1910
Lot Size0.166 acres (7,231 sqft)
OwnerCompany Name on File
Tax Bill$957 (2025)
Deeds & MortgagesMar 2020 Transfer
Flood ZoneZone X (minimal risk)
APN64-14-29-228-016

Property Details

APN / Parcel Number

Primary APN64-14-29-228-016

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,316 sqft Living Area
1st Floor Area1,033 sqft
Basement Area1,033 sqft
Unfinished Basement1,033 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,231 sqft (0.166 acres)
Lot Dimensions140 ft deep x 51 ft wide
PorchSlab
Porch Area165 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address109 E HOWARD ST
CityPONTIAC
StateMI
Zip48342-1476
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT3N, R10E, SEC 29 SHERIDAN ADDITION E 50 FT OF S 140 FT OF LOT 22
Legal Range10E
Legal Township03N
Legal Section29
Legal SubdivisionSHERIDAN ADD
Legal Lot Number22
JurisdictionOAKLAND MI
Township / Civil DivisionPONTIAC
Census Block Group3
Census Block3001
Census Tract141600

Owner

109 E Howard St is owned by a company that acquired it in March 2020.

Source: Oakland County records, as of May 27, 2026

Owner of RecordCompany Name on File
Mailing Address212 CRYSTAL LAKE DR, PONTIAC, MI 48341-2407
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 12, 2020
Transfer Doc0000049219
Record UpdatedOct 29, 2026

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateMar 12, 2020
Property Address109 E HOWARD ST, PONTIAC, MI 48342-1476
Document Number0000049219
Book / Page053940 / 000617
Instrument DateMar 12, 2020
Instrument49219
Transaction TypeTransfer
Record UpdatedApr 13, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4209 HIGHLAND RD WATERFORD MI 483282138, WATERFORD, MI 48328-2138

Tax Assessment & Valuation

The 2025 property tax bill for 109 E Howard St was $957, down 45.7% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityPontiac City
Unified School DistrictPontiac City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$957.00 (-45.75%)$30,700$61,400
2024$1,764.00
2023$26,010$52,020
2021$1,462.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 E Howard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 109 E Howard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPONTIAC
serves 63,776 people · EPA ID MI0005440
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on E Howard St

Nearby Streets

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