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109 E Harvard St, Inverness, FL 34452 Property Records

Citrus County property record for 109 E Harvard St, Inverness, FL 34452

Property Summary

Property TypeResidential Vacant Land
Lot Size0.22 acres (9,613 sqft)
OwnerCompany Name on Record
Last Sale$480,300 (Aug 2023)
Tax Bill$141 (2025)
Deeds & MortgagesAug 2022 Transfer
Dec 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN20E-19S-21-0020-02000-234.0

Property Details

APN / Parcel Number

Primary APN20E-19S-21-0020-02000-234.0
Alternative APNs
  • 2119S20E0020020002340
  • 1996422

Exterior

Lot Area9,613 sqft (0.22 acres)
Lot Dimensions120 ft deep x 80 ft wide

Location & Zoning

Account Number1996422
Old Parcel Number2119S20E0020020002340
Street Address109 E HARVARD ST
CityINVERNESS
StateFL
Zip34452-6716
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeMDR MED DENSITY RESIDENT
Legal DescriptionINVERNESS HGLDS SOUTH PB 3 PG 51 LOTS 234 & 235 BLK 200
Legal Range20E
Legal Township19S
Legal Section20
Legal SubdivisionINVERNESS HIGHLANDS SOUTH
Legal Block200
Legal Lot Number234-235 235
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1047
Census Tract451103

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address10151 DEERWOOD PARK BLVD BLDG 400, 400, JACKSONVILLE, FL 32256-0566
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2022Correction Deed
CORE TITLE SERVICES LLC, ANCHOR TITLE SERVICES LLC
Dec 22, 2021Deed of Trust, Mortgage · Commercial Mortgage
DLP INCOME & GROWTH FUND I LLC
Dec 22, 2021Re-recorded Document
CORE TITLE SERVICES LLC, ANCHOR TITLE SERVICES LLC
Mar 9, 2021Warranty Deed, Transfer
EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TTL SVCS OF CITRUS I

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2023 · Amount on Record
Deed SaleAug 31, 2023 · Amount on Record
Prior SaleMay 13, 2004 · Amount on Record
Deed Document Number0003408826
Deed Book / Page3142 / 1400
Prior Transfer DateMar 9, 2021
Prior Transfer Doc2021015088
Record UpdatedJun 8, 2026

August 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionCITRUS FL
Recording DateAug 4, 2022
Property Address109 E HARVARD ST, INVERNESS, FL 34452-6716
Document Number0033082066
Book / Page3308 / 2066
Instrument DateJul 22, 2022
Instrument2022054880
Record UpdatedAug 22, 2022
Title CompanyCORE TITLE SERVICES LLC, ANCHOR TITLE SERVICES LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address5711 RICHARD ST STE 1, 5711, JACKSONVILLE, FL 32216-5956

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 GOLFWAY WEST DR, SAINT AUGUSTINE, FL 32095-8841
InvestorPossibly a Property Investor

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address109 E HARVARD ST, INVERNESS, FL 34452-6716
Transaction TypeMortgage
Record UpdatedFeb 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032372004
DateDec 22, 2021
Book Page3237/2004
Instrument2021088193
Lender
NameDLP INCOME & GROWTH FUND I LLC
TypeNon-Lending Institution
AddressSAINT AUGUSTINE, FL 32095
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term13 Months
DueJan 1, 2023

December 2021: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionCITRUS FL
Recording DateDec 22, 2021
Property Address109 E HARVARD ST, INVERNESS, FL 34452-6716
Document Number0032371921
Book / Page3237 / 1921
Map ReferenceMB 4 PG 58
Instrument DateDec 21, 2021
Instrument2021088190
Record UpdatedFeb 21, 2022
Title CompanyCORE TITLE SERVICES LLC, ANCHOR TITLE SERVICES LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address5711 RICHARD ST STE 1, 5711, JACKSONVILLE, FL 32216-5956

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 GOLFWAY WEST DR, ST AUGUSTINE, FL 32095-8841
InvestorPossibly a Property Investor

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateMar 9, 2021
Property Address109 E HARVARD ST, INVERNESS, FL 34452-6716
Document Number0031421400
Book / Page3142 / 1400
Map ReferenceMB 3 PG 51-66
Instrument DateMar 4, 2021
Instrument2021015088
Transaction TypeTransfer
Record UpdatedNov 30, 2021
Title CompanyEXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TTL SVCS OF CITRUS I

Transaction

AmountAmount Recorded
Tax$63.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1105 NW 97TH DR, 1105, CORAL SPRINGS, FL 33071-5961

Transferred To (Grantee/Buyer)

NameVerified Name
Address5711 RICHARD ST STE 1, 1, JACKSONVILLE, FL 32216-5956
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$141.00 (+34.29%)$7,760 (+8.99%) Land $7,760$7,760 (+8.99%) Land $7,760
2024$105.00 (+9.38%)$7,120 (+11.25%) Land $7,120$7,120 (+11.25%) Land $7,120
2023$96.00 (+15.66%)$6,400 (+15.94%) Land $6,400$6,400 (+15.94%) Land $6,400
2022$83.00 Additional exemption filed$5,520 Land $5,520$5,520 Land $5,520

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINVERNESS WATER DEPT
serves 7,194 people · EPA ID FL6090861
Water SourceGroundwater
Last State InspectionDec 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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