102 E Harvard St, Inverness, FL 34452 Property Records

Citrus County property record for 102 E Harvard St, Inverness, FL 34452

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,592 sqft · built 1990
Lot Size	0.437 acres (19,069 sqft)
Owner	2 Owner Names on File
Last Sale	$5,000 (Apr 2002)
Tax Bill	$1,032 (2025)
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-21-0020-02550-067.0`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-21-0020-02550-067.0`
Alternative APNs	`2119S20E0020025500670` `3117867`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,592 sqft Living Area
1st Floor Area	1,592 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1990
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	19,069 sqft (0.437 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Area	960 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Porch
Porch Area	440 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3117867
Old Parcel Number	2119S20E0020025500670
Street Address	102 E HARVARD ST
City	INVERNESS
State	FL
Zip	34452-6717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR MED DENSITY RESIDENT
Legal Description	INVERNESS HGLDS SOUTH PB 3 PG 51 LOTS 67 68 69 & 70 BLK 255
Legal Range	20E
Legal Township	19S
Legal Section	20
Legal Subdivision	INVERNESS HIGHLANDS SOUTH
Legal Block	255
Legal Lot Number	67-70 68
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1036
Census Tract	451103

Owner

Source: Citrus County records · APN 20E-19S-21-0020-02550-067.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	102 E HARVARD ST, INVERNESS, FL 34452-6717
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 15, 2002 · Amount on Record
Deed Sale	Apr 15, 2002 · Amount on Record
Deed Document Number	1251575
Deed Book / Page	1498 / 1619
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,032.00 (+8.4%) Homeowner's exemption Additional exemption filed	$211,436 (-5.16%) Land $15,520 Building $195,916	$211,436 (-5.16%) Land $15,520 Building $195,916
2024	$952.00 (+3.48%) Homeowner's exemption Additional exemption filed	$222,938 (+1.89%) Land $14,240 Building $208,698	$222,938 (+1.89%) Land $14,240 Building $208,698
2023	$920.00 (+6.85%) Homeowner's exemption Additional exemption filed	$218,795 (+18.46%) Land $12,800 Building $205,995	$218,795 (+18.46%) Land $12,800 Building $205,995
2022	$861.00 Homeowner's exemption Additional exemption filed	$184,701 Land $11,040 Building $173,661	$184,701 Land $11,040 Building $173,661

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), as of January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120174511031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 318 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL6090861, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	INVERNESS WATER DEPT serves 7,194 people
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.