Citrus County property record for 105 E Harvard St, Inverness, FL 34452
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,104 sqft · built 1990 |
| Lot Size | 0.221 acres (9,612 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Mar 2026) |
| Tax Bill | $1,707 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Oct 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 20E-19S-21-0020-02000-2360 |
| Primary APN | 20E-19S-21-0020-02000-2360 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| Gross Area | 1,547 sqft |
| 1st Floor Area | 1,104 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Frame/Wood Siding |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,612 sqft (0.221 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 289 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 239 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1996457 |
|---|---|
| Street Address | 105 E HARVARD ST |
| City | INVERNESS |
| State | FL |
| Zip | 34452-6716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | INVERNESS HGLDS SOUTH PB 3 PG 51 LOTS 236 & 237 BLK 200 |
| Legal Range | 20E |
| Legal Township | 19S |
| Legal Section | 20 |
| Legal Subdivision | INVERNESS HIGHLANDS SOUTH |
| Legal Block | 200 |
| Legal Lot Number | 236-2 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 451103 |
Source: Citrus County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6426 POWHATAN CT, WARRENTON, VA 20187-2233 |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Mar 26, 2026 | Special Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 3, 2025 | Warranty Deed, Transfer FIRST NATIONS TITLE, FIRST NATIONAL T&E |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2026 · Amount on Record |
| Deed Sale | Mar 26, 2026 · Amount on Record |
| Prior Sale | Oct 3, 2025 · Amount on Record |
| Deed Document Number | 202617374 |
| Deed Book / Page | 3654 / 1615 |
| Prior Transfer Date | Mar 3, 2015 |
| Prior Transfer Doc | 0026742479 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Mar 26, 2026 |
| Property Address | 105 E HARVARD ST, INVERNESS, FL 34452-6716 |
| Document Number | 0036541615 |
| Book / Page | 3654 / 1615 |
| Map Reference | MB 3 PG 51-66 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 2026017374 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2026 |
| Title Company | RED DOOR TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,505.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 321089, COCOA BEACH, FL 32932-1089 |
| Name | Verified Name |
|---|---|
| Address | 6426 POWHATAN CT, WARRENTON, VA 20187-2233 |
| Document Number | 0036541617 |
|---|---|
| Date | Mar 26, 2026 |
| Instrument | 3654/1617 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Oct 3, 2025 |
| Property Address | 105 E HARVARD ST, INVERNESS, FL 34452-6716 |
| Document Number | 0036070604 |
| Book / Page | 3607 / 604 |
| Map Reference | MB 3 PG 51-66 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 2025059830 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | FIRST NATIONS TITLE, FIRST NATIONAL T&E |
| Amount | Amount Recorded |
|---|---|
| Tax | $805.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 E HARVARD ST, INVERNESS, FL 34452-6716 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 321089, COCOA BEACH, FL 32932-1089 |
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,707.00 (-4.42%) | $142,394 (-5.29%) Land $7,760 Building $134,634 | $142,394 (-5.29%) Land $7,760 Building $134,634 |
| 2024 | $1,786.00 (-11.23%) Homeowner's exemption Additional exemption filed | $150,346 (+1.34%) Land $7,120 Building $143,226 | $150,346 (+1.34%) Land $7,120 Building $143,226 |
| 2023 | $2,012.00 (+14.45%) | $148,365 (+15.29%) Land $6,400 Building $141,965 | $148,365 (+15.29%) Land $6,400 Building $141,965 |
| 2022 | $1,758.00 | $128,687 Land $5,520 Building $123,167 | $128,687 Land $5,520 Building $123,167 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
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