109 Drayton Downs, Gallatin, TN 37066 Property Records

Sumner County property record for 109 Drayton Downs, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,862 sqft · built 2007
Lot Size	0.487 acres (21,250 sqft)
Owner	2 Individual Names on File
Last Sale	$413,567 (Nov 2007)
Tax Bill	$2,849 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`083146E C 01600`

Property Details

APN / Parcel Number

Primary APN	`083146E C 01600`
Alternative APN	`146E C 01600`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,862 sqft Living Area
1st Floor Area	2,144 sqft
Upper Floors Area	1,326 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2009
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,250 sqft (0.487 acres)
Lot Dimensions	250 ft deep x 85 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	710 sqft
Driveway	Driveway
Driveway Area	1,500 sqft
Parking Spaces	2 Parking Spaces
Pool Area	680 sqft
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	109 DRAYTON DOWNS
City	GALLATIN
State	TN
Zip	37066-7164
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT: 249 PAGE: 216 BLOCK: LOT: 27 SUBD: SAHANNAH PH 5
Legal Subdivision	SAHANNAH PH 5
Legal Lot Number	27 85
Jurisdiction	SUMNER TN
Township / Civil Division	6
Census Block Group	2
Census Block	2012
Census Tract	21203

Owner

109 Drayton Downs is owned and occupied by two individuals who bought it in November 2007.

Source: Sumner County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 DRAYTON DOWNS, GALLATIN, TN 37066-7164
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2007 · Amount on File
Deed Sale	Nov 30, 2007 · Amount on File
Deed Document Number	0002877299
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	109 DRAYTON DOWNS, GALLATIN, TN 37066-7164
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050820361
Date	Nov 20, 2019
Book Page	5082/361
Instrument	1290924

Lender

Name	VOLUNTEER STATE BANK
Type	Bank
Address	HENDERSONVILLE, TN 37075

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 13, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 109 Drayton Downs was $2,849.

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Hendersonville City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,849.00	$200,525 Land $40,500 Building $160,025
2024			$802,100 Land $162,000 Building $640,100
2023	$4,200.00 (+1.01%)	$130,200 (-) Land $20,000 Building $110,200
2022	$4,158.00	$130,200 Land $20,000 Building $110,200
2021			$520,800 Land $80,000 Building $440,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Drayton Downs in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	15 (2010–2011)
Claims Outside the SFHA	15 of 15
Most Recent Claim	Oct 2011 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Drayton Downs is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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