104 Drayton Downs, Gallatin, TN 37066 Property Records

Sumner County property record for 104 Drayton Downs, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,383 sqft · built 2012
Lot Size	0.417 acres (18,178 sqft)
Owner	Individual Name on Record
Last Sale	$1,008,000 (Jul 2024)
Tax Bill	$3,168 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit May 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`083146E C 00200`

Property Details

APN / Parcel Number

Primary APN	`083146E C 00200`
Alternative APN	`146E C 00200`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,383 sqft Living Area
Upper Floors Area	645 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2014
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,178 sqft (0.417 acres)
Lot Dimensions	273 ft deep x 66.6 ft wide
Terrain	Rolling
Garage Type	Finished
Driveway	Driveway
Driveway Area	1,788 sqft
Parking Spaces	2 Parking Spaces
Pool Area	648 sqft
Porch	Open Porch
Deck Area	274 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	104 DRAYTON DOWNS
City	GALLATIN
State	TN
Zip	37066-7163
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT: 24 PAGE: 216 BLOCK: LOT: 13 SUBD: SAVANNAH PH 5
Legal Subdivision	SAVANNAH PH 5
Legal Lot Number	13 66
Jurisdiction	SUMNER TN
Township / Civil Division	6
Census Block Group	2
Census Block	2012
Census Tract	21203

Owner

Source: Sumner County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	104 DRAYTON DOWNS, GALLATIN, TN 37066-7163
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
May 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 16, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2024 · Amount on Record
Deed Sale	Jul 16, 2024 · Amount on Record
Prior Sale	Jun 24, 2013 · Amount on Record
Deed Document Number	1486894
Deed Book / Page	6402 / 280
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	104 DRAYTON DOWNS, GALLATIN, TN 37066-7163
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 DRAYTON DOWNS, GALLATIN, TN 37066-7163

Mortgage

Document Number	0061800374
Date	Jun 13, 2023
Book Page	6180/374
Instrument	1453058

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	GALLATIN, TN 37066

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	104 DRAYTON DOWNS, GALLATIN, TN 37066-7163
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 DRAYTON DOWNS, GALLATIN, TN 37066-7163
Investor	Possibly a Property Investor

Mortgage

Document Number	0065970533
Date	May 16, 2025
Book Page	6597/533
Instrument	1515101

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Jul 16, 2024
Property Address	104 DRAYTON DOWNS, GALLATIN, TN 37066-7163
Document Number	0064020280
Book / Page	6402 / 280
Map Reference	MB 24 PG 216
Instrument Date	Jul 15, 2024
Instrument	1486894
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	TENNESSEE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,729.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 DRAYTON DOWNS, GALLATIN, TN 37066-7163
Investor	Possibly a Property Investor

Mortgage

Document Number	0001486895
Date	Jul 16, 2024
Instrument	1486895

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Hendersonville City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,168.00 (-31.86%)	$222,950 (+54.42%) Land $40,500 Building $182,450
2024			$891,800 (+54.42%) Land $162,000 Building $729,800
2023	$4,649.00 (-0.32%)	$144,375 (-) Land $20,000 Building $124,375
2022	$4,664.00	$144,375 Land $20,000 Building $124,375
2021			$577,500 Land $80,000 Building $497,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	15 (2010–2011)
Claims Outside the SFHA	15 of 15
Most Recent Claim	Oct 2011 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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