Union County property record for 109 Cedar Ct, Elk Point, SD 57025 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,910 sqft · built 1972 |
| Lot Size | 0.224 acres (9,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $144,000 (Jul 2013) |
| Tax Bill | $4,015 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 03.08.04.1000 |
| Primary APN | 03.08.04.1000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,910 sqft Living Area |
| Basement Area | 1,100 sqft |
| Finished Basement | 1,100 sqft |
| Unfinished Basement | 1,400 sqft |
| Interior Walls | Wood |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 9,750 sqft (0.224 acres) |
| Lot Dimensions | 130 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 109 CEDAR CT |
|---|---|
| City | ELK POINT |
| State | SD |
| Zip | 57025-2150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLK 4 SOUTHVIEW SUBDIV E P CITY |
| Legal Subdivision | SOUTHVIEW SUBDIV |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Legal Unit | 1 |
| Jurisdiction | UNION SD |
| Township / Civil Division | ELK POINT |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20200 |
Source: Union County records · APN 03.08.04.1000
Assessment roll updated October 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 CEDAR CT, ELK POINT, SD 57025-2150 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST DAKOTA NATIONAL BANK |
| Sep 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST DAKOTA NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 26, 2013 · Amount on Record |
| Deed Sale | Jul 26, 2013 · Amount on Record |
| Prior Sale | Jul 26, 2013 · Amount on Record |
| Deed Document Number | 20133670 |
| Deed Book / Page | 103 / 436 |
| Prior Transfer Date | May 27, 2011 |
| Prior Transfer Doc | 00101/0282 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 109 CEDAR CT, ELK POINT, SD 57025-2150 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 000176/229 |
|---|---|
| Date | Mar 17, 2020 |
| Book Page | 176/229 |
| Instrument | 201258 |
| Name | FIRST DAKOTA NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | VERMILLION, SD 57069 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 109 CEDAR CT, ELK POINT, SD 57025-2150 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 000178/985 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 178/985 |
| Instrument | 214146 |
| Name | FIRST DAKOTA NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | VERMILLION, SD 57069 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2036 |
Source: Union County records · Assessment roll updated October 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| Municipality | Elk Point City |
| Unified School District | Elk Point-Jefferson School District 61-7 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,015.00 (+7.79%) | $241,016 (+9.01%) Land $21,996 Building $219,020 |
| 2024 | $3,725.00 (-2.49%) | |
| 2023 | $3,820.00 (+9.14%) | $221,105 Land $21,996 Building $199,109 |
| 2022 | $3,500.00 |
Source: FEMA National Flood Hazard Layer, Union County (46127C), updated May 31, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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