Union County property record for 106 Cedar Ct, Elk Point, SD 57025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1,232 sqft · built 1974 |
| Lot Size | 0.474 acres (20,654 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,125 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 03.08.04.1045 |
| Primary APN | 03.08.04.1045 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Basement Area | 860 sqft |
| Finished Basement | 860 sqft |
| Interior Walls | Wood |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 20,654 sqft (0.474 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 106 CEDAR CT |
|---|---|
| City | ELK POINT |
| State | SD |
| Zip | 57025-2150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E102.15' OF LOT 6 & W1/2 LOT 7 BLK 4 & THAT PART OF LOT B OF CO AUD SUBDIV NW1/4 SECT 30 & A PART OF LOT A IN SW1/4 SECT 19 |
| Legal Subdivision | SOUTHVIEW SUB DIV |
| Legal Block | 4 |
| Legal Lot Number | B,A,6-7 |
| Legal Unit | 1 |
| Jurisdiction | UNION SD |
| Township / Civil Division | ELK POINT |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20200 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 186, ELK POINT, SD 57025-0186 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 106 CEDAR CT, ELK POINT, SD 57025-2150 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 178/22 |
|---|---|
| Date | Jan 6, 2021 |
| Book Page | 178/22 |
| Instrument | 210078 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | SPENCER, IA 51301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Union County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| Municipality | Elk Point City |
| Unified School District | Elk Point-Jefferson School District 61-7 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,125.00 (+0.02%) | $247,564 (-) Land $37,360 Building $210,204 |
| 2025 | $4,124.00 (-1.1%) | $247,564 (-) Land $37,360 Building $210,204 |
| 2024 | $4,170.00 (-2.5%) | |
| 2023 | $4,277.00 (+9%) | $247,564 Land $37,360 Building $210,204 |
| 2022 | $3,924.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 85% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELK POINT serves 2,124 people · EPA ID SD4600116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | CLAY RURAL WATER SYSTEM |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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