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107 Cedar Ct, Elk Point, SD 57025 Property Records

Union County property record for 107 Cedar Ct, Elk Point, SD 57025 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,120 sqft · built 1972
Lot Size0.224 acres (9,750 sqft)
Owner2 Individual Names on File
Last Sale$204,000 (May 2018)
Tax Bill$3,477 (2025)
Deeds & MortgagesJan 2021 Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03.08.04.1005

Property Details

APN / Parcel Number

Primary APN03.08.04.1005

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,120 sqft Living Area
Basement Area914 sqft
Finished Basement914 sqft
FlooringBrick
Interior WallsBrick
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialCombination
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area9,750 sqft (0.224 acres)
Lot Dimensions130 ft deep x 75 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address107 CEDAR CT
CityELK POINT
StateSD
Zip57025-2150
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 BLK 4 SOUTHVIEW SUBDIV E P CITY
Legal SubdivisionSOUTHVIEW SUBDIV
Legal Block4
Legal Lot Number2
Legal Unit1
JurisdictionUNION SD
Township / Civil DivisionELK POINT
Census Block Group2
Census Block2005
Census Tract20200

Owner

Source: Union County records · APN 03.08.04.1005

Assessment roll updated October 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address107 CEDAR CT, ELK POINT, SD 57025-2150
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST BANK & TRUST
May 23, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST BANK & TRUST

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 23, 2018 · Amount on Record
Deed SaleMay 23, 2018 · Amount on Record
Prior SaleJan 11, 2008 · Amount on Record
Deed Document Number20182042
Deed Book / Page108 / 304
Record UpdatedJun 08, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION SD
Property Address107 CEDAR CT, ELK POINT, SD 57025-2150
Transaction TypeMortgage
Record UpdatedFeb 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number178/95
DateJan 25, 2021
Book Page178/95
Instrument210417
Lender
NameFIRST BANK & TRUST
TypeBank
AddressSIOUX FALLS, SD 57108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION SD
Recording DateMay 23, 2018
Property Address107 CEDAR CT, ELK POINT, SD 57025-2150
Document Number00108/0304
Book / Page108 / 0304
Instrument DateMay 17, 2018
Instrument182042
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address610 S PINCKNEY ST, 610, ELK POINT, SD 57025-2151

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address107 CEDAR CT, ELK POINT, SD 57025-2150

Mortgage

Document Number0000182043
DateMay 23, 2018
Instrument182043
Lender
NameFIRST BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated October 6, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyUnion County
MunicipalityElk Point City
Unified School DistrictElk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,477.00 (+7.65%)$208,745 (+8.85%) Land $21,996 Building $186,749
2024$3,230.00 (-2.51%)
2023$3,313.00 (+9.16%)$191,768 Land $21,996 Building $169,772
2022$3,035.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (46127C), updated May 31, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 461270202002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 172 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Midcontinent CommunicationsFiber5,000 / 5,000
Clarity TelecomCable1,000 / 30
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Clarity Telecom, Midcontinent Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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