Scott County property record for 109 Baldwin Ter, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,472 sqft · built 2005 |
| Lot Size | 0.138 acres (6,020 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $292,000 (May 2024) |
| Tax Bill | $2,600 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 141-20-114.000 |
| Primary APN | 141-20-114.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,472 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination |
| Roof Type | Gable |
| Lot Area | 6,020 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 109 BALDWIN TER |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRADFORD COTTAGE |
| Legal Subdivision | BRADFORD COTTAGE |
| Legal Lot Number | 400 |
| Legal Unit | 3G |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 40203 |
Source: Scott County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 BALDWIN TER, GEORGETOWN, KY 40324-1660 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Aug 5, 2021 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Mar 20, 2020 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2024 · Amount on Record |
| Deed Sale | May 17, 2024 · Amount on Record |
| Prior Sale | Aug 5, 2021 · Amount on Record |
| Deed Document Number | 2024500113 |
| Deed Book / Page | 449 / 170 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Aug 5, 2021 |
| Property Address | 109 BALDWIN TER, GEORGETOWN, KY 40324-1660 |
| Document Number | D426/317 |
| Book / Page | D426 / 317 |
| Map Reference | ACB 8 SL 126 |
| Instrument Date | Aug 2, 2021 |
| Instrument | 440173 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | HOME CLOSINGS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $226.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1713, GEORGETOWN, KY 40324-6713 |
| Name | Verified Name |
|---|---|
| Address | 109 BALDWIN TER, GEORGETOWN, KY 40324-1660 |
| Document Number | 440174 |
|---|---|
| Date | Aug 5, 2021 |
| Instrument | 440174 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 20, 2020 |
| Property Address | 109 BALDWIN TER, GEORGETOWN, KY 40324-1660 |
| Document Number | D413/116 |
| Book / Page | D413 / 116 |
| Map Reference | CAB 8 SL 126 |
| Instrument Date | Mar 16, 2020 |
| Instrument | 413367 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $186.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 118 WESTWOODS DR, 118, GEORGETOWN, KY 40324-9468 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 109 BALDWIN TER, GEORGETOWN, KY 40324-1660 |
| Document Number | 413368 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 413368 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,600.00 (+26.89%) | $292,000 (+29.2%) | $292,000 (+29.2%) |
| 2023 | $2,049.00 (+4.54%) | $226,000 (-) Land $35,000 Building $191,000 | $226,000 (-) Land $35,000 Building $191,000 |
| 2022 | $1,960.00 | $226,000 Land $30,000 Building $196,000 | $226,000 Land $30,000 Building $196,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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