Scott County property record for 106 Baldwin Ter, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,693 sqft · built 2004 |
| Lot Size | 0.131 acres (5,724 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (May 2014) |
| Tax Bill | $2,093 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Sep 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 141-20-129.000 |
| Primary APN | 141-20-129.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,693 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Lot Area | 5,724 sqft (0.131 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 106 BALDWIN TER |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRADFORD COTTAGE |
| Legal Subdivision | BRADFORD COTTAGE |
| Legal Lot Number | 408 |
| Legal Unit | 3G |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 40203 |
106 Baldwin Ter is owned and occupied by two individuals who bought it in May 2014.
Source: Scott County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 106 BALDWIN TER, GEORGETOWN, KY 40324-1660 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2026 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION |
| Sep 28, 2026 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2014 · Amount on File |
| Deed Sale | May 2, 2014 · Amount on File |
| Prior Sale | Feb 2, 2005 · Amount on File |
| Deed Document Number | 2014317365 |
| Deed Book / Page | 359 / 856 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Sep 21, 2026 |
| Property Address | 106 BALDWIN TER, GEORGETOWN, KY 40324-1660 |
| Document Number | 0000602972 |
| Book / Page | 1919 / 294 |
| Instrument Date | Jul 3, 2026 |
| Instrument | 2026602972 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 106 BALDWIN TER, GEORGETOWN, KY 40324-1660 |
| Document Number | 0000602972, |
|---|---|
| Date | Sep 21, 2026 |
| Book Page | 1919/294 |
| Instrument | 2026602972 |
| Name | COMMONWEALTH CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Sep 28, 2026 |
| Property Address | 106 BALDWIN TER, GEORGETOWN, KY 40324-1660 |
| Document Number | 0000604161 |
| Book / Page | 1920 / 511 |
| Instrument Date | Jul 3, 2026 |
| Instrument | 2026604161 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 106 BALDWIN TER, GEORGETOWN, KY 40324-1660 |
| Document Number | 0000604161, |
|---|---|
| Date | Sep 28, 2026 |
| Book Page | 1920/511 |
| Instrument | 2026604161 |
| Name | COMMONWEALTH CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 106 Baldwin Ter was $2,093.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $235,000 (-) | $235,000 (-) | |
| 2025 | $2,093.00 | $235,000 | $235,000 |
| 2023 | $1,983.00 (+20.25%) | $218,800 (+15.1%) Land $35,000 Building $183,800 | $218,800 (+15.1%) Land $35,000 Building $183,800 |
| 2022 | $1,649.00 | $190,100 Land $30,000 Building $160,100 | $190,100 Land $30,000 Building $160,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 Baldwin Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 106 Baldwin Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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