Scott County property record for 108 Baldwin Ter, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,304 sqft · built 2004 |
| Lot Size | 0.133 acres (5,772 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $258,000 (Dec 2023) |
| Tax Bill | $2,353 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Mar 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 141-20-137.000 |
| Primary APN | 141-20-137.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,304 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Lot Area | 5,772 sqft (0.133 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 108 BALDWIN TER |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRADFORD COTTAGE |
| Legal Subdivision | BRADFORD COTTAGE |
| Legal Lot Number | 409 |
| Legal Unit | 3G |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 40203 |
108 Baldwin Ter is owned and occupied by two individuals who bought it in December 2023.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 BALDWIN TER, GEORGETOWN, KY 40324-1660 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 6, 2023 | Deed, Transfer · FHA Mortgage WESBANCO BANK INC |
| Mar 3, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2023 · Amount on File |
| Deed Sale | Dec 6, 2023 · Amount on File |
| Prior Sale | Jun 17, 2009 · Amount on File |
| Deed Document Number | 2023489102 |
| Deed Book / Page | 446 / 142 |
| Prior Transfer Date | Mar 3, 2017 |
| Prior Transfer Doc | D385/290 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Dec 6, 2023 |
| Property Address | 108 BALDWIN TER, GEORGETOWN, KY 40324-1660 |
| Document Number | 00D446/142 |
| Book / Page | D446 / 142 |
| Map Reference | CAB 8 SL 126 |
| Instrument Date | Dec 1, 2023 |
| Instrument | 489102 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2023 |
| Title Company | PRECISE TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $258.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 151 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 108 BALDWIN TER, GEORGETOWN, KY 40324-1660 |
| Document Number | 0000489103 |
|---|---|
| Date | Dec 6, 2023 |
| Instrument | 489103 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Number | 0M1764/483 |
|---|---|
| Date | Dec 6, 2023 |
| Book Page | M1764/483 |
| Instrument | 489104 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jan 1, 2034 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 3, 2017 |
| Property Address | 108 BALDWIN TER, GEORGETOWN, KY 40324-1660 |
| Document Number | D385/290 |
| Book / Page | D385 / 290 |
| Map Reference | CAB8 SL126 |
| Instrument Date | Mar 3, 2017 |
| Instrument | 366406 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 178 ABERDINE WAY, 178, GEORGETOWN, KY 40324-8816 |
| Name | Verified Name |
|---|---|
| Address | 108 BALDWIN TER, GEORGETOWN, KY 40324-1660 |
The 2025 property tax bill for 108 Baldwin Ter was $2,353.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $264,200 (-) | $264,200 (-) | |
| 2025 | $2,353.00 | $264,200 | $264,200 |
| 2023 | $1,708.00 (+19.27%) | $188,400 (+14.11%) Land $35,000 Building $153,400 | $188,400 (+14.11%) Land $35,000 Building $153,400 |
| 2022 | $1,432.00 | $165,100 Land $30,000 Building $135,100 | $165,100 Land $30,000 Building $135,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Baldwin Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 108 Baldwin Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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